Personal Money Management Tips and Advice

Category: Money Management

My Top Money Tools for 2024

The Top 5 Money Tools I'm Using Most in 2024

Over the past several years, I've reviewed countless apps, platforms, and other tools related to personal finance. Often, I've also taken to naming some of my top picks for each year. Originally, this list featured apps that I was bullish on before transitioning to a collection of what I thought were the "most fascinating" startups. Well, unfortunately, the FinTech market has seen several casualties along the way, wiping out some...
2024

5 Ways My 2024 Finances Will Look a Lot Different From 2023

With Christmas 2023 now in the rearview, it's basically 2024 already. In turn, as one does, I've been thinking a lot about the new year and what changes I can expect. So, rather than discussing my money goals for the new year, I simply wanted to share some ways our finances will differ in 2024. My 2024 Financial Changes Mortgage instead of rent By far the biggest life change my...
shopping online

Comparing Cashback Portals: What's the Best Tool for Holiday Shopping?

If you're buying anything online, the biggest tip I have is always the same: try a cashback portal. Of course, with the number of these platforms growing, the question becomes, "Which one is the best?" Unfortunately answering that isn't so easy. Luckily, I had an idea: compare some popular cashback tools using a set of real-world parameters. In other words, what types of cashback rates can you get on select...
holding a remote in front of a TV

Cutting the Cord Again: 5 Free Streaming Services to Try

Remember when the hot trend was "cutting the cord" and canceling cable? At the time, this strategy allowed consumers to save a lot of money. Alas, as more streaming services have hit the market, many viewers may once again be spending more than they'd like on entertainment. But there's good news as there are now several free services where you watch movies, TV shows, and more without spending a dime....
a couple holding cell phones

Why I'm Changing Wireless Providers (Again)

Four years ago, I wrote a post sharing how I was saving money thanks to moving to T-Mobile (from AT&T) at the time. Well, now my wife and I have once again changed wireless providers. This time, we've landed at Verizon. But why? Well, let me explain how this came to be, how we'll be saving, and what I'll miss about being a T-Mobile customer. Why We've Switched from T-Mobile...
holding a magnifying glass to a rental contract

A Practical Renters Guide From a Lifelong Renter

For those of us who can’t afford to buy a home, just don’t want to buy a home, or who enjoy the freedom to move around as we please, renting can be a great option. According to Census Bureau data, 35% of U.S. households rent — including 61.5% of those living in apartments and 26.7% of those in houses.  This means that, for a huge portion of Americans, renting is...
man holding head starring at a laptop computer

My Biggest Personal Finance Flaw

Last month (actually just a couple of weeks ago) marked seven years since I started writing about personal finance. Over that time, a lot has changed for me personally, professionally, and — most relevant to this writing — financially. Namely, the more time I've spent covering money topics and apps, the greater understanding I've gained of financial topics while also discovering helpful tools. Thus, it's easy to say that I'm...
money with a red heart sitting on top

Should You Accept an Early Inheritance? What to Consider

In his book Die With Zero, one of the topics Bill Perkins explores is the idea of giving early inheritance. As he notes, giving your children funds when they're in their 20s or 30s may make more sense than making them wait until their in their 50s or 60s. After all, during those youthful years, they may want the money to buy a house, allow compound interest to work its...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...