Personal Money Management Tips and Advice

Category: Money Management

money, diploma, and graduation cap

Do I Really Need a College Degree?

Looking back on my life so far, there are, of course, a few regrets I could name. Among the top things that I wish I did differently would be taking better care of my teeth and not having my dad get me a condo in Phoenix right before 1) the market sank and 2) I decided to move to California. In addition to that, I've often wondered how things might...
bank vault door

Why I've Finally Been Consolidating My Bank Accounts

As I've mentioned many times over the years, I have far too many banking accounts. At this point, the number would probably be best described as "dozens" (although several of FinTech accounts I've tried have folded over time). However, in more recent months, I've found myself consolidating the number of places in which I keep my cash. While I've always maintained a few primary accounts amid my growing list of...
a couple talking to a financial advisor

How a Financial Advisor Has Helped My Family in a Terrible Time

"What's the point of having a financial advisor if everything you need to know is on the Internet?" Truth be told, that was pretty much my sentiment since I started becoming interested in personal finance. On the one hand, I understood why rich people might be willing to pay someone to manage their money for them — but why should we normies turn over our hard-earned cash just to have...
roulette wheel

Are People Just Now Learning About Vegas' Tricky Game Rules?

Vegas casinos want your money! Okay, that part you knew — but were you aware of some of the tricky tactics they use to try to get more of it? Earlier this week, the Wall Street Journal published a report that gamblers lost nearly $1 billion at Las Vegas Strips casino Blackjack tables last year, amounting to the second-highest total on record. Yet, the reasons cited for this increase weren't...
illustration of streaming services on TV

7 Ways to Save Money on Streaming Service Subscriptions

Once upon a time, the idea of streaming television and movie content was not only novel but was mostly limited to just a few services — including some free ones. Well, that's definitely changed in recent years as nearly every major media conglomerate has launched its own streaming platform. And, while you'd think that the increased competition would mean lower rates, the financial realities of the medium are starting to...

What to Do With Your 401(k) From a Previous Employer

When leaving a job with an employer, there are obviously a number of changes you will experience and decisions you will need to make about your future. One such decision that is sometimes forgotten is what to do with the 401(k) you had under your former employer. In addition to any contributions you may have made to your account, you may also have a vested chunk of matching funds or...
illustration of a woman doing taxes

Money at 30: My 2023 Tax Filing Experience

Well, it's here: Tax Day. Traditionally, this day has fallen on April 15th but — between that date falling on the weekend this year and something to do with D.C. — the official deadline has fallen on the 18th for the past few years. Naturally, despite this mild extension, I waited until *checks watch* last night to get my return in order. So, how did this procrastination work out for...
a wall of clocks

Money at 30: Valuing Your Time (And How You're Wasting Yours)

Time is money. It's cliche, but it's true. Yet, even when we're all aware of this relationship, there are assuredly times when we devalue our time by trying to save a few dollars. While I'm far from the first to bring this up, if you put the time you spend on certain tasks into the terms of an hourly wage, you might be shocked by just how little you're "paying...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...