Personal Money Management Tips and Advice

Category: Money Management

SoFi logo and SmartStart Student Loan Refi book next to a money tree and a stack of books

SoFi Introduces SmartStart Student Loan Refinancing Option

The FinTech SoFi has announced a new student loan refinancing option built for those eyeing a big life change. About SoFi SmartStart: With SoFi SmartStart, those refinancing their student loans have the option to make interest-only payments for their first nine months. As the company notes, this allows borrowers to divert funds that they'd otherwise be using to make student loan payments and utilize them for other ambitions. This could...
Tipping Survey

WalletHub Survey Highlights Consumer Sentiment on Tipping

The personal finance site WalletHub has shared the results of a survey it conducted asking consumers for their thoughts on the current state of tipping culture in the United States. About the Survey Results: Headlining the survey is this stat: 86% of respondents agreed that tipping has gotten out of control. Along with that, 55% said they believe businesses are using tips as a replacement for paying their employees higher...
George Kamel and his book Breaking Free From Broke

Book Review: "Breaking Free From Broke" by George Kamel

Throughout 2025, Fioney will be posting a new book review each month. In the meantime, you can check out our list of the top 10 financial books to start the new year off right and view my Goodreads for more. When I attended 2024's FinCon event in Atlanta, one of the speakers I was introduced to was George Kamel. From his short talk, I could tell that I liked his...
Save 10¢ a gallon

Amazon Prime Introduces New Fuel Savings Perk

Amazon's uber-popular Prime membership is gaining a new benefit — with a tease of more to come. About the new benefit: Amazon Prime users can now save 10¢ per gallon at select gas stations. Specifically, this includes BP, Amoco, and AMPM locations in the United States — of which there are approximately 7,000. According to Amazon, this new benefit is expected to save the average Prime member nearly $70 per...
HoneyBook Finance screenshot

HoneyBook Introduces HoneyBook Finance for Small Businesses

The independent business CRM platform HoneyBook has unveiled its latest offering: HoneyBook Finance. About HoneyBook Finance: HoneyBook has rolled out a new money management platform for small and independent businesses. This suite of financial tools combines a business checking account and debit card with cashflow management and payment tools. With these features, business owners can manage all of their finances in one place. The HoneyBook Finance features will also integrate...
man writing a flow chart on a white board

Unexpected Expenses: My Back-Up Plan Flow Chart

Picture this: you've finally managed to get your finances in order and are making progress toward your financial goals... when a large, necessary but expected expense pops up. This is something that happens to Americans every day. What's more, as all too many surveys have told us, the great majority of us have no good plans for paying off such purchases of $500 or more. Even as someone who's "good...
ASA Vault logo

ASA Vault Adds Five More FinTech Tools to Its "App Store"

The "App Store as a Service" platform ASA has added five more FinTech tools to its roster. About the additions and ASA Vault: ASA has announced that it has added five FinTech applications to its ASA Vault app. These include PortfolioPilot, Guac, One Goal Finance, Credit Rent Boost, and Column Tax. With ASA Vault, users can sign up for and access these services without providing their name, email address, or...
Southwest logo and airplane

Southwest Airlines Unveils Accelerated A-List Status Promotion

Southwest is bringing back a popular promotion to help passengers achieve coveted A-List status — including a new option. About the promotion: For a limited time, Southwest Rapid Rewards members can work their way up to A-List and A-List Preferred status more quickly via a few different options. First, Rapid Rewards customers who book qualifying flights and travel between now and November 30th can earn double tier qualifying points. What's...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...