Money Management
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Tips and Tools for Building a Better Emergency Fund
Life can be unexpected. Given this reality, it’s important to prepare yourself — and your finances — for the worst-case scenario. In the latter case, one of the best ways to ensure that an unforeseen expense, job loss, or other setback doesn’t become exacerbated is to have an emergency fund on hand. That’s probably advice…
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Paying Taxes With a Credit Card: Pros, Cons, and Considerations
When you first get a rewards credit card, you’ll surely start to enjoy earning cashback and rewards on your everyday purchases. From there, though, some enthusiasts take things furtehr and start thinking about how they can really start racking up rewards by using their favorite credit cards for their largest purchases. So, besides housing, what’s…
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SoFi Introduces SmartStart Student Loan Refinancing Option
The FinTech SoFi has announced a new student loan refinancing option built for those eyeing a big life change. About SoFi SmartStart: With SoFi SmartStart, those refinancing their student loans have the option to make interest-only payments for their first nine months. As the company notes, this allows borrowers to divert funds that they’d otherwise…
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WalletHub Survey Highlights Consumer Sentiment on Tipping
The personal finance site WalletHub has shared the results of a survey it conducted asking consumers for their thoughts on the current state of tipping culture in the United States. About the Survey Results: Headlining the survey is this stat: 86% of respondents agreed that tipping has gotten out of control. Along with that, 55%…
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Book Review: “Breaking Free From Broke” by George Kamel
Throughout 2025, Fioney will be posting a new book review each month. In the meantime, you can check out our list of the top 10 financial books to start the new year off right and view my Goodreads for more. When I attended 2024’s FinCon event in Atlanta, one of the speakers I was introduced…
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Amazon Prime Introduces New Fuel Savings Perk
Amazon’s uber-popular Prime membership is gaining a new benefit — with a tease of more to come. About the new benefit: Amazon Prime users can now save 10¢ per gallon at select gas stations. Specifically, this includes BP, Amoco, and AMPM locations in the United States — of which there are approximately 7,000. According to…
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HoneyBook Introduces HoneyBook Finance for Small Businesses
The independent business CRM platform HoneyBook has unveiled its latest offering: HoneyBook Finance. About HoneyBook Finance: HoneyBook has rolled out a new money management platform for small and independent businesses. This suite of financial tools combines a business checking account and debit card with cashflow management and payment tools. With these features, business owners can…
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Unexpected Expenses: My Back-Up Plan Flow Chart
Picture this: you’ve finally managed to get your finances in order and are making progress toward your financial goals… when a large, necessary but expected expense pops up. This is something that happens to Americans every day. What’s more, as all too many surveys have told us, the great majority of us have no good…
