Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Alaska Airlines Visa Card

Alaska Airlines Adds Benefits to Credit Card, Raises Annual Fee

With demand for travel continuing to be strong, one domestic airline is making updates to its co-branded credit card. Effective this week, the Alaska Airlines Visa Signature credit card is gaining some new benefits, while also increasing its annual fee. Starting with what the updated card has to offer, the Alaska Airlines Visa now earns 2 miles per $1 spent on eligible gas, cable, streaming services, and local transit purchases. This...
Simon American Express Card

Simon American Express Card from Cardless Officially Launches

Last fall, Simon Property Ground, American Express, and Cardless announced that they'd be teaming up to debut a new rewards credit card. Now, that product — the Simon American Express Card — has officially launched. In turn, new specifics about the offering have emerged. Starting with the headline rewards, Simon American Express cardholders will be able to earn 3% back on purchases they make at retailers located in any Simon...
SFO Centurion Lounge

American Express Opens Expanded Centurion Lounge in SFO

With travel demand expected to remain strong in 2023, American Express has just unveiled an expanded lounge at a major domestic airport. Last week, an updated Centurion Lounge debuted at San Franciso International Airport (SFO). The newly-remodeled lounge is now nearly twice the size, coming in at 16,000 square feet. That extra space has been used to accommodate more seating and an additional bar that offers specialty wine flights curated...
Chase Sapphire Credit Card

Chase Makes Rate Adjustments to Pay Yourself Back Program

Early in the pandemic, Chase made a few changes to help their credit card customers get value from their cards even at a time when travel was halted. One of the most notable developments in this vein was the introduction of the Chase Pay Yourself Back program. With this feature, those with cards such as the Chase Sapphire Reserve and Sapphire Preferred could redeem their points for "everyday" purchases such...
woman sitting in a hotel room

Guide to Hotel Co-Branded Credit Card Options

This holiday season will see millions of Americans traveling all across the country. And while many may be staying with friends or family once reaching their destinations, many others will likely be visiting a hotel. In these cases, location may dictate which property they ultimately stay at. Nevertheless, there are plenty of benefits to brand loyalty when it comes to hotels. Similarly, with many popular hotel chains offering co-branded credit...
stack of credit cards

Money at 30: My Personal Credit Card Strategy for 2023

Over the past six years, I've gone from having one credit card to having more than half a dozen. With every card I add, I often pick up an extra perk, multiplier on a useful category, or some other benefit. Meanwhile, as my portfolio evolves and as issuers update their products, there are also some instances where a card no longer becomes useful to me. With all of that in...
AMC Entertainment Visa Card

AMC Entertainment Announces Co-Branded Credit Card Offering

During the pandemic, the struggling AMC Theatres got a boost when the company became a hit "meme stock" alongside the likes of GameStop. Since then, the theatre chain has embraced this side of its business, including offering perks to shareholders. Now, the company is prepping for another way to build upon this loyalty, announcing the impending debut of the AMC Entertainment Visa Card. According to AMC, it's set to be...
image collage of Discover It Q1 2023 bonus categories

Discover Announces 5% Bonus Categories for First Quarter of 2023

The popular Discover It card — which features 1% on all purchases as well as a slate of bonus rotating categories each quarter — has revealed what purchases will earn cardholders that 5% bonus starting January 1st. For the first quarter of 2023, Discover It cardholders can earn 5% back on grocery store, drug store, and select streaming service purchases. However, there are a few asterisks to note with this offer....
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...