Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

collage of images showing gas/electric pump hoses, paint cans, and public transportation
Credit Cards

Discover Announces 5% Bonus Category Picks for Q2 2024

by Kyle Burbank
As 2024 rolls on, Discover has announced its second quarter 5% bonus categories. About the Q2 2024 5% categories: Starting in April, Discover It cardholders will be able to earn up to 5% back on a variety of purchases. First, Q2 will include Gas Stations & Electric Vehicle Charging Stations. This includes purchases made at merchants classified as places that sell automotive gasoline bought either at the pump or inside...
March Rent Day
Credit Cards

Bilt Members to Vote on March 2024 Rent Day Benefit

by Kyle Burbank
In honor of March Madness, Bilt has created a Rent Day benefit bracket and is letting members vote for this month's perk. About the March Rent Day benefit bracket: For March 2024's Rent Day, Bilt is introducing its Bilt Bracket. This bracket consists of 16 sweet offers that members can vote on —with one winning perk going into effect on March 1st. The 16 competing benefits include: 15x on hotels...
Capital One and Discover logos
Credit Cards

Capital One Plans to Acquire Discover Financial for $35.3 Billion

by Kyle Burbank
Following rumors and reports yesterday, Capital One has now officially announced plans to acquire Discover. About the acquisition: Capital One intends to purchase Discover Financial for approximately $35.3 billion. The all-stock transactions will see Discover shareholders recieving 1.0192 shares of Capital One for each Discover share, which marks a 26% premium based on Discover's recent closing price. This purchase of Discover includes the company's payment network as well as its...
holding the Starbucks app and Bank of America card next to a Starbucks coffee
Credit Cards

Starbucks and Bank of America Announce Loyalty Partnership

by Kyle Burbank
A new collaboration will allow consumers to earn more cashback on their morning coffee. About the partnership and rewards: Today, Starbucks and Bank of America announced a new partnership. As a result, BofA debit and credit card customers can link their card to their Starbucks Rewards account in order to earn bonuses. Specifically, members can earn an extra 2% cashback (on top of their card's base rewards) when reloading their...
AMEX Centurion Lounge seating
Credit Cards

American Express Opens Largest Centurion Lounge at ATL

by Kyle Burbank
This Valentine's Day, there's something new for travelers to love as a brand new American Express Centurion Lounge is now open. About the lounge: Today, a new Centurion Lounge has debuted at Hartsfield-Jackson Atlanta International Airport. Occupying nearly 26,000 square feet, the location is now the largest Centurion to date. The lounge can be found in Concourse E near gate E11 (on the secured airside). According to Amex, the art...
Bilt Rewards tiers
Credit Cards

Bilt Introduces Milestone Rewards as Part of New Loyalty Program

by Kyle Burbank
In December, Bilt Rewards announced a revamp to its loyalty status program. Now, the platform has revealed details on one of the new features: Milestone Rewards. About Milestone Rewards: An update to the Bilt Rewards site (first noticed by Doctor of Credit) details how Milestone Rewards will work. For every 25,000 points that Bilt members earn, they'll be able to select a bonus reward. Furthermore, while Milestone Reward redemptions begin...
Southwest airplane
Credit Cards

Southwest Cards Bring Back Promotional Companion Pass Offer

by Kyle Burbank
Southwest is bringing a beloved benefit to its co-branded credit cards for a limited time: Companion Pass. About the offers: Currently, new Chase Southwest cardholders can earn a promotional Companion Pass as well as 30,000 bonus points after spending $4,000 in purchases on the card within the first three months. Notably, this offer is available for all three of Southwest's consumer credit cards including the $69 annual fee Rapid Rewards...
Bilt Mastercard
Credit Cards

Is the Bilt Mastercard Worth It for Non-Renters? The Pros and Cons

by Kyle Burbank
When I first heard about the Bilt Mastercard, I was both intrigued and excited. That's because the card's signature feature is the ability to pay rent with the card and earn 1 point per dollar (while also avoiding any fees). Seeing as we lived in an apartment at the time, I decided to apply for the card and was thrilled to find that the platform only got better with time....
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...