Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Bilt logo

Bilt's "Rent Day" for March Includes Increased Amazon Redemption

Last fall, Bilt Rewards introduced a new monthly promotion called "Rent Day." On the first of each month, customers can earn bonus points via a quiz, enter to win free rent, and — for Bilt Mastercard cardholders — earn double points on all non-rent purchases made with their card for the day. Plus, each month so far has brought additional offerings for users. For March 2023, those extra promotions will...
Apple Card app screenshot

Does the Apple Card Belong In Your Wallet? (2023 Review)

In 2019, Apple announced what many had suspected: it was releasing its own credit card. While Goldman Sachs would be the ones actually issuing the product, the card would combine the user-friendly tech and stylish aesthetic that the company’s many raving fans have grown accustomed to. Then the Apple Card arrived — and so, naturally, I had to get one for myself. I’ll admit that my interest in Apple Card...
Paceline credit card

Paceline Announces Closure of Fitness-Linked Credit Card

A unique credit card offering that enabled customers to earn greater amounts of cashback by reaching their fitness goals has announced that it's shutting down. Last week, Paceline sent a letter to users informing them that their Paceline Card would stop working as of February 23rd. According to an FAQ about the sunsetting, upon the card's closure, any existing rewards would be applied to the final statement balance. With the...
AMEX SEATAC lounge

Expanded American Express Centurion Lounge Opens at SeaTac

As the American Express Platinum card continues to gain popularity among travelers, Amex's Centurion Lounge network is growing as well. This week, a new and expanded Centurion location opened at Seattle-Tacoma International Airport (SEA), giving cardholders more room to relax, work, and dine before catching their flights. While the previous location resided in Concourse B, the new lounge can be found on the mezzanine level of the Central Terminal. At...
Choice Credit Card

Wells Fargo and Choice Hotels Announce Revamped Credit Card

Choice Hotels is making a move when it comes to its co-branded credit card. This week, the hotel chain announced that its Choice Privileges credit card would soon be issued by Wells Fargo. In turn, the bank released some details on what the new offerings will entail. When the updated Choice Privileges card launches this spring, it will allow customers to earn 5 points per dollar spent on stays at...
BJs Capital One credit cards

BJ's Wholesale Club, Capital One Unveil New Co-Branded Cards

A popular retailer has just unveiled its refreshed co-branded credit card line-up in collaboration with a new issuer. BJ's Wholesale Club has announced a new slate of credit cards that will now be offered in partnership with Capital One. The new cards will be known as the BJ's One Mastercard and the BJ's One+ Mastercard. Customers will be able to start using their new cards on February 27th. First, the BJ's...
Delta credit card and app

Delta Adds "TakeOff 15" Award Travel Perk to Co-Branded Cards

Delta and American Express are introducing a new benefit for co-branded card customers. Effective today, a feature called "TakeOff 15" has been added to nearly all of Delta's co-branded American Express cards. The new perk is now available to Delta SkyMiles Gold, Platinum, and Reserve personal and business card customers — leaving out only the no-annual-fee Delta SkyMiles Blue card. With this new benefit, primary cardholders will be able to...
M1 Owner's Rewards Visa Card

Money at 30: M1 Finance Owner's Rewards Credit Card Overview

For a time, it seemed as though every FinTech was rolling out its own debit card — including some that broke the mold with some interesting features. Since then, some neobanks have moved on to creating unique credit card products instead. Among them is M1 Finance, which originally launched its Owner's Rewards Card in 2021. Since then, the card has undergone some tweaks, but the idea remains largely the same:...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...