Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Upgrade OneCard

Upgrade Introduces OneCard, Combining Credit and Debit

A growing FinTech startup is looking to change the way Americans pay for their purchases. This week, Upgrade unveiled its latest offering: the Upgrade. OneCard. The headlining element of the OneCard is that it combines elements of a debit card with a credit card. With the Pay Now option, purchases will automatically be paid off using available funds in a cardholder's Rewards Checking account. Alternatively, customers can opt to Pay...
Instacart Chase Mastercard

Chase and Instacart Officially Launch Co-Branded Credit Card

Earlier this year, Chase and the popular grocery delivery service Instacart revealed that they were collaborating on a co-branded credit card. Now (after a false alarm yesterday), the offering has officially launched. Introducing the Instacard Mastercard. With the new Instacart Mastercard, customers will earn 5% cashback on purchases they make from Instacart. This includes delivery and pick-up orders at more than 70,000 stores across the nation. Additionally, cardholders will earn...
Using the AMEX Blue Cash card online

American Express Revamps Blue Cash Everyday Card

American Express is hitting "refresh" on one of its popular cashback card options. Today, the company announced a revamped version of its Blue Cash Everyday card. Now, the card will include enhanced rewards earning rates and adds credit opportunities. On top of that, the card's design is getting a fresh look. First, the Blue Cash Everyday card will now earn 3% back at U.S. supermarkets, 3% back at U.S. gas...
BPme Visa card

FNBO and BP Announces BPme Rewards Visa Credit Card

With gas prices across the nation still higher than normal (despite oil prices falling for four straight weeks now), BP and First National Bank of Omaha (FNBO) have unveiled a new rewards credit card for customers. With the BPme Rewards Visa, cardholders can earn discounts on gasoline, as well as cashback on everyday purchases. First, in one of the most interesting perks, BPme Rewards card customers will earn 15¢ off...
collage of travel images

Bilt Rewards Launches Travel Portal with Benefits for Cardholders

Last year, the startup Bilt made a splash when it announced a new service that would reward users for paying their rent. That premise was then expanded upon with the launch of the Bilt Mastercard, which is issued by Wells Fargo. Now, continuing to capitalize on both the hype of their product and the demand for travel, Bilt has debuted another new offering for customers. This week, Bilt Rewards announced...
Wells Fargo Autograph Rewards Card

Wells Fargo Unveils New Autograph Rewards Visa Card

A new rewards credit card is on the way from Wells Fargo. Today, the bank introduced its Autograph card, which expands the company's refreshed card portfolio. In terms of rewards, the Wells Fargo Autograph Card will earn 3 points per dollar spent in a number of categories. These include restaurants, travel and transit, gas stations, select streaming services, and phone plans. All other purchases will earn 1x points. Beyond the...
two wallets with credit cards

Money at 30: How to Create a Portfolio of Rewards Cards

When I was in my early 20s, I made the classic mistake of getting a credit card and using it as though the things I was buying with it were free. Naturally, this caught up with me and, once I finally paid down the balance, I swore off credit cards for nearly a decade. However, once my credit rebounded and I learned to manage my money responsibly, I found that...
LATAM Mastercards

Cardless and LATAM Airlines Launch Two Co-Branded Credit Cards

Earlier this year, the FinTech Cardless announced plans to launch a co-branded credit card in partnership with LATAM Airlines. Today, the companies unveiled the finished product, which happens to be two card options: the LATAM Airlines Mastercard and the LATAM Airlines World Elite Mastercard. Both of these cards will earn LATAM Pass Miles that can be redeemed for LATAM Airlines flights as well as for flights on partner airlines such as...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...