Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

United Gateway Credit Card

United Introduces No-Annual-Fee Gateway Card

Even as the travel industry continues to strain under the weight of the COVID-19 pandemic, airlines, hotel chains, and credit card issuers are preparing would-be travelers for future adventures. In recent weeks, Emirates launched a pair of co-branded credit cards for U.S. consumers, Hotels.com unveiled new rewards cards, and Wyndham refreshed their card offerings to appeal to travelers of all stripes. Now, another airline is rolling out a new credit...
Wyndham Rewards Earner Cards

Wyndham and Barclays Refresh Rewards Card Line-Up with Earner, Earner+, and Earner Business

As domestic travel slowing starts to resume, today Wyndham and Barclays introduced their refreshed co-branded rewards credit card offerings. The new line-up replaces the former Wyndham Rewards Visa and includes two consumer cards — the Wyndham Rewards Earner card and the Wyndham Rewards Earner Plus card — and adds a business card with the aptly named Wyndham Rewards Earner Business card. Meanwhile, although the Wyndham Rewards Visa is no longer...
credit cards and wallet

Guide to Credit Card Sign-Up Bonus Offers

When you're looking for a new credit card, what do you look at first? Is it the type of card? The bonus categories? Auxiliary perks? Or perhaps it's the sign-up bonus. If you choose the lattermost option, you're certainly not alone. After all, these bonuses are what card issuers use to attract new cardholders. Luckily, when used correctly, these bonuses can be quite lucrative for consumers. So how do credit...
credit card

Guide to Cash Back Credit Cards

When it comes to earning rewards using credit cards, a great place to start is with cash back credit cards. Unlike with some options that accrue points or airline miles, cashback cards reward users by giving them a percentage of their purchases back in the form of (you guessed it) cash. Then, these earnings can be redeemed for statement credits, transfers to your bank, or, in some cases, gift cards...
X1 credt card

Unique Upcoming X1 Card Opens Waitlist

In recent months, the credit card industry has been throwing out some mixed signals. While reports suggest that some issuers have been slashing limits and even closing accounts, others have been plussing their products or introducing new ones (such as the recent Chase Freedom Flex card announcements). Now comes word of another interesting credit card product that not only comes from a different kind of issuer but also offers some...
Emirates Credit Cards

Emirates Announces Co-Branded Credit Cards with Barclays

Even though international travel may not be in the cards for most Americans at the moment, Emirates is moving ahead with the launch of its first U.S. credit card products. In partnership with Barclays, the airline has announced the debut of the Emirates Skywards Rewards World Elite Mastercard and the Emirates Skywards Premium World Elite Mastercard. Both cards will allow customers to accrue Skywards Miles with their purchases while also providing...
Chase Freedom Flex card

Chase Reveals New Freedom Flex Card, Enhances Freedom Unlimited Card

Like most industries, the credit card industry has been disrupted by the current pandemic. In recent months, issuers have been sending some mixed messages, with several cards adding bonus benefits to quell cardholders canceling, while also slashing credit limits for some customers. With that in mind, it might not seem like the ideal time to launch an updated credit card product, yet that's exactly what one bank is doing. This...

Money at 30: Vital Card Review - What You Need to Know

Ultimately, as concerning as it may look at first glance, I have no qualms about Vital Card's proposed concept and think it could be a hit. Moreover, since all that is currently required to sign up is an e-mail address, I really don't see any harm in giving it a shot at this juncture.
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...