Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

passengers sitting in a United airplane
Credit Cards

United Revamps MileagePlus Program with Credit Card Emphasis

by Kyle Burbank
A major domestic carrier is updating its frequent flyer program and putting a greater emphasis on its co-branded rewards credit cards. About the United MileagePlus Changes: Recently, United announced incoming changes to its MileagePlus rewards program. Starting with tickets purchased on or after April 2nd, mileage earnings rates will be adjusted. Most notably, while the base earnings will be reduced, those with one of United's co-branded credit cards (or debit...
BofA Rewards with a couple in a house
Credit Cards

Bank of America Revamps BofA Rewards Program and Tiers

by Kyle Burbank
Later this year, Bank of America will be making some notable updates to its Rewards Program. About the Changes to BofA Rewards Program: Starting May 27th, Bank of America will be rolling out revisions to its Preferred Rewards, renaming the program BofA Rewards. These changes also include updated tier names and qualifications. There will now be four Rewards tiers, which will continue to be based on customers' three-month average account...
Rakuten American Express Card with producs for purchase
Credit Cards

Rakuten American Express Card Offering Increased Intro Bonus

by Kyle Burbank
Those applying for the Rakuten American Express Card can currently claim an enhanced welcome bonus. About the Rakuten American Express Card Bonus Offer: For a limited time, new Rakuten credit card customers can earn an increased bonus after hitting the minimum spending requirement. Currently, the card is boasting a bonus of $200 after spending at least $2,000 in purchases on the card within the first 90 days from account opening....
Disney credit cards
Credit Cards

Chase Debuts New $149 Annual Fee Disney Inspire Credit Card

by Kyle Burbank
A new Disney rewards credit card has joined Chase's line-up. About the Disney Inspire Visa Card: Today, Chase made it official, announcing the new Disney Inspire Visa Card. With an annual fee of $149, the Inspire now sits at the top of the Chase-Disney portfolio, joining the no-annual-fee Disney Visa card and $49 annual fee Disney Premier Visa card. Starting with rewards, the Disney Inspire will earn 10% back in...
a woman traveler entering an American Express Centurion Lounge
Credit Cards

American Express to Adjust Centurion Lounge Access Policies

by Kyle Burbank
In a bid to reduce crowding at its popular airport lounge locations, American Express has announced two upcoming tweaks to its access rules. About the Amex Centurion Lounge Updates: This summer, Amex will be instituting some new rules at its Centurion Lounge locations. First, there will soon be a time limit on when travelers with layovers can enter the lounge. Starting July 8, members will not be able to enter...
Apple Card app screenshot
Credit Cards

Does the Apple Card Belong In Your Wallet?

by Kyle Burbank
Updated on January 29, 2026 In 2019, Apple announced what many had suspected: it was releasing its own credit card. While Goldman Sachs would be the one actually issuing the product, the card would combine the user-friendly tech and stylish aesthetic that the company’s many raving fans have grown accustomed to. Then the Apple Card arrived — and so, naturally, I had to get one for myself. I’ll admit that...
Avelo airplane and Mastercard Credit Card
Credit Cards

Avelo Airlines Introduces Rewards Credit Card with Cardless

by Kyle Burbank
An airline known for servicing smaller airports is now launching its own co-branded credit card. About the Avelo Airlines Mastercard: This week, Avelo Airlines announced the debut of the Avelo Airlines World Elite Mastercard. The new card was created in partnership with Cardless and is being issued by First Electronic Bank. With the new card, customers can earn Avelo Cash. Specifically, the card earns 5% in rewards on Avelo purchases...
ALL and Bilt logos superimposed over a luxury hotel pool
Credit Cards

Bilt Offers Accor Transfer Bonus for February 2026 Rent Day

by Kyle Burbank
Bilt is bringing in Mr. Beast and Accor to mark the last Rent Day of the Bilt 1.0 era. About the ALL Transfer Bonus: On February 1, Bilt members can earn up to a 100% bonus when transferring points to Accor Live Limitless (ALL). Once again, the size of the bonus will depend on the member's Bilt status. Here's the breakdown for this particular offer: Blue (entry level): 25% Silver:...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...