Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Chase Freedom Card with four Q3 2025 bonus category icons
Credit Cards

Chase Freedom Reveals 5% Bonus Categories for Q3 2025

by Kyle Burbank
Chase has unveiled its third quarter 2025 5% bonus category selections. About the Chase 5% Bonus Categories for Q3 2025: From July 1st through September 30th, Chase Freedom and Freedom Flex customers can earn up to 5% back in four categories: Gas Stations, EV Charging, Select Live Entertainment, and Instacart. First, the Gas Stations category includes automotive gasoline paid for either at the pump or inside the station. However, merchants...
Discover It Cards
Credit Cards

2025 Discover It Card Review: Still Feeling “It” After All These Years

by Kyle Burbank
Many years ago now, following what I called my financial awakening, I found that I was suddenly in the market for a new rewards credit card. This led me to start researching various cards before ultimately landing on my final choice: the Discover It card. Before we get into my hands-on review, let me explain what I liked about this card on paper and why I ultimately applied for it....
4 Citizen credit cards
Credit Cards

Citizens Bank Premieres Four New Credit Card Options

by Kyle Burbank
Citizens Bank is rolling out a new suite of credit cards, meeting the needs of multiple customers. About Citizens' New Card Line-Up: Today, Citizens introduced four new cards: Citizens Amp Mastercard Citizens Spring World Mastercard Citizens Summit World Mastercard Citizens Summit Reserve World Elite Mastercard Starting with the Citizens Amp Mastercard, this no-annual-fee card is designed for those looking to establish and build credit. Specifically, the card is available to...
Delta credit card and app
Credit Cards

Elevated Delta SkyMiles Credit Card Welcome Bonuses Available

by Kyle Burbank
With the summer travel season upon us, American Express and Delta have rolled out elevated limited-time offers for many of their SkyMiles credit cards. About the Limited-Time Welcome Bonuses: Those applying for one of three Delta SkyMiles American Express consumer credit cards can currently earn enhanced welcome bonuses. Starting with the Delta SkyMiles Gold American Express Card, new cardholders can now earn 80,000 bonus SkyMiles after spending $3,000 on the...
collage of Discover Q3 2025 bonus categories
Credit Cards

Discover Reveals 5% Bonus Categories for Third Quarter 2025

by Kyle Burbank
July will usher in the third quarter of 2025, meaning that it's time for another update to the Discover It card's 5% bonus categories. About Discover's Q3 2025 Bonus Category Selections: Discover has announced the bonus categories that cardholders can earn up to 5% back in from July through September of 2025. Q3's picks include Gas Stations & EV Charging, Public Transit, and Utilities. First, the Gas Stations & EV...
Skyla Signature Credit Card
Credit Cards

Skyla Credit Union Introduces Signature Credit Card

by Kyle Burbank
Skyla Credit Union is ready to level up with the release of its latest credit card. About the Skyla Signature Credit Card: This week, Skyla Credit Union launched its new Skyla Signature Credit Card. With this no-annual-fee card, customers can earn 2x rewards on all purchases, regardless of spending category. These points can then be redeemed for cashback, gift cards, merchandise, experiences, travel, and even theme park tickets. According to...
IHG Premier Card
Credit Cards

IHG Premier Card Introduces Welcome Offer for 5 Free Nights

by Kyle Burbank
Chase's IHG Premier card is currently offering a welcome bonus that could be worth up to 300,000 points. About the IHG Premier Bonus: For a limited time, new IHG Premier card applicants can take advantage of what Chase is calling the card's "best offer of 2025." Currently, new cardholders can earn five free night certificates after spending $5,000 on the card within their first three months. Each of these certificates...
An Alaska Airlines plane and a Hawaiian Airlines plane
Credit Cards

American Express to Discontinue Hawaiian Airlines Transfers

by Kyle Burbank
Travelers hoping to transfer their American Express Membership Rewards points to Hawaiian Airlines will want to do so while they still can. About Amex Ending Hawaiian Airlines Transfers: American Express has announced that transfers of Membership Rewards points to Hawaiian Airlines' HawaiianMiles program will soon be discontinued. The last day for this transfer option will be June 30th. Until then, members can transfer points at a rate of 1:1. This...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024
Best of the Web

Top 10 Personal Finance Articles of the Month — September 2024

by Fioney Staff
Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...