Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

ALL and Bilt logos superimposed over a luxury hotel pool

Bilt to Feature Accor Transfer Bonus for June 2025 Rent Day

Bilt is back with another Rent Day transfer bonus that could allow some members to redeem points at a value of 4.5¢ each. About the Rent Day Accor Transfer Bonus: For one day only, Bilt Rewards members can earn up to a 200% bonus when transferring points to Accor Live Limitless (ALL). As with past offers of this nature, the size of the bonus will depend on a customer's Bilt...
GM Barclay Credit Card

GM Rewards Credit Card Relaunches with Barclays as Issuer

After leaving Barclays for Goldman Sachs, an updated Barclays-issued GM Rewards Mastercard is now available. About the GM Rewards Mastercard: The GM Rewards Mastercard is back in business. Barclays is now accepting new applications for the card, which not only earns points on GM purchases but also on everyday expenses. With the new GM Rewards card, customers can earn a total of 10 points per dollar spent on GM purchases....
3 American Express Platinum Cards

2025 American Express Platinum Card Review

In the fall of 2019, I took the plunge and decided to apply for the Platinum Card from American Express — also known as the Amex Platinum card, American Express Platinum, Plat, and other such variants. Despite that terrible timing (it is a travel card, after all), since then, I’ve been able to experience all of the travel benefits the card has to offer… as well as see how Amex...
Chase Freedom 15th Anniversary logo

Chase Reveals Surprise Q2 Bonus Category for Freedom Cards

As Chase continues to celebrate its Freedom brand's 15th anniversary, the bank has unveiled another surprise bonus category for the second quarter. About Q2's Surprise Freedom Category: For one month only, Chase Freedom and Freedom Flex customers can earn up to 5% back on another spending category. Starting June 1st, Internet, Cable, & Phone Services will join this quarter's bonus category line-up. This category joins the previously announced second quarter...
2 Bank of America credit cards

Bank of America Introducing Limited-Time Enhanced Rewards

Two Bank of America credit cards will soon offer limited-time increased rewards to new cardholders. About the Cashback Boosts on BofA Cards: Starting June 1st, Bank of America will bring increased cashback rewards to new cardholders during their first year. This offer will impact two cards: the Customized Cash Rewards credit card and the Unlimited Cash Rewards credit card. Starting with the Customized Cash Rewards card, customers will be able to...
Mesa and PRMG logos with app

Mesa and PRMG Debuting Co-Branded Homeowners Credit Card

A new co-branded version of a unique rewards credit card is now available. About the PRMG Mesa Homeowners Card: Mesa is partnering with Paramount Residential Mortgage Group (PRMG) to introduce a co-branded rewards credit card. Those working with a PRMG loan officer will be able to apply for the card after they close on their home purchase. The new card will be a custom version of the Mesa Homeowners Card,...
Bilt and Japan Airlines logos

Japan Airlines Becomes Latest Bilt Travel Transfer Partner

It's official this time: Japan Airlines is joining the list of Bilt Rewards transfer partners. About the Bilt and Japan Airlines Partnership: Bilt has announced that Japan Airlines (JAL) is its newest travel partner. As a result, Bilt members can now transfer their points to JAL's Mileage Bank at a rate of 1:1. This not only marks the first Japan-based airline to join Bilt's stable of travel partner options but...
Bilt Mastercard

2025 Bilt Rewards Mastercard Review

I remember vaguely hearing about Bilt several years ago, before being formally introduced to the Bilt Rewards Mastercard with the announcement that Wells Fargo would be issuing the card. What interested me in the product was that, at long last, it would reward cardholders on one of their largest monthly expenses: rent. Looking more closely at the card, I found that I had a lot of questions — and ones...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...