Personal Finance App and Tools Reviews

Category: Product Reviews

Want to finally get a grip on your money? Fioney helps you make informed decisions about the tools, apps, and services that can improve your personal finances. From budgeting platforms and savings apps to debt payoff tools and financial planning software, our in-depth reviews break down the pros, cons, features, and real-world usability of each product.

Stay ahead of the curve with updates on new FinTech solutions and discover which products are truly worth your time and investment. At Fioney, our goal is to empower you with reliable, experience-based content so you can take control of your money with the right tools in hand.

EveryDollar budget screenshot

Money at 30: EveryDollar Review

For the most part, a lot of the budgeting apps I've reviewed have been fairly similar. Although they might include some different features and interfaces, they all largely do the same thing. That's what makes EveryDollar stand out as a unique option — for better or worse. So what is EveryDollar, how does it work, and what about it makes it so different? Let's take a closer look at the...
SaverLife logo

Money at 30: SaverLife Review

Saving money is rarely easy. Even if there is technically room in your budget, many of us need a little extra push in order to actually start setting money aside. Because of this, several FinTechs have rolled out unique solutions aimed at getting people to better their finances. Unfortunately, some of these apps and tools charge a monthly fee that might compromise your progress. That's why I was interested to...

2020 Mezu and MezuCard Review

What did we do before apps like Venmo and Square Cash? Given how easy these peer to peer (P2P) payment apps have made sending money between friends, it’s really no wonder why they’ve become so popular. That said there is one minor flaw in these apps: you typically need to know the e-mail address, name, or phone number of a person in order to send money to them. That’s where...
grabbing a bag of cash

Money at 30: 3 Ways to Avoid Unexpected Renewal Charges

We've all done it — you sign up for a subscription and forget about it. Then, probably 12 months later, you find an unfamiliar charge appear on your credit card. D'oh! While this may be common, there are ways to avoid it. With saving every dollar possible proving even more important these days, here are a few tips that just might prevent you from seeing those dreaded surprising renewal charges...
paper money

Money at 30: How Quarantine Has Impacted Our Spending (So Far)

It's now been about six weeks since I've left my home for anything other than 1) near-nightly walks, 2) a couple of drive-thru pick-ups, and 3) one trip to the store. Thankfully, my wife and I are both among those who have been able to do our jobs from home during this time, with only minor disruptions to our income. Of course, this doesn't mean that our finances haven't had...
Savology logo with couples planning their finances

Money at 30: Savology Review

For many Americans, the past few weeks have brought some major financial changes. While some are just trying to stay afloat, others are already looking ahead and searching for ways that they can be more prepared the next time around. For this latter group, a tool that could help them assess their current money situation and offer some tailored advice would probably be useful — and that's basically what Savology...

Is Bestow Term Life Insurance Right For You?

Americans seem to have a love-hate relationship with insurance. While many love the benefits that come with being covered by health insurance, car insurance, renters insurance, etc., seeking out a policy isn’t always top of mind. Furthermore, when it comes to certain types of insurance such as life insurance, many would rather not think about the unpleasantries associated with them. Alas, term life insurance can be an important product for...
Tally Save app

Tally Save App Review

Of all the different types of finance apps I review, my favorites are the kind that reward you with real money. That's why I was very intrigued when I heard about Tally Save — an application that incentivizes saving by giving users points they can cash in for gift cards. At the time that I joined, the app was in beta but has since rolled out on the Apple App...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...