Personal Finance App and Tools Reviews

Category: Product Reviews

Want to finally get a grip on your money? Fioney helps you make informed decisions about the tools, apps, and services that can improve your personal finances. From budgeting platforms and savings apps to debt payoff tools and financial planning software, our in-depth reviews break down the pros, cons, features, and real-world usability of each product.

Stay ahead of the curve with updates on new FinTech solutions and discover which products are truly worth your time and investment. At Fioney, our goal is to empower you with reliable, experience-based content so you can take control of your money with the right tools in hand.

Product Reviews

A Guide to Peer to Peer Lending Platforms for Borrowers and Investors

by Fioney Staff
Back in the late 90s and early 2000s, you may have heard the term “peer to peer” as it related to music sharing services like Napster. About a decade later the term gained new popularity in an entirely different field altogether: finance. More specifically, lending. Peer to peer (P2P) lending is a model that matches up borrowers in need of loans with investors willing to fund them. This system benefits...
T-Mobile logo
Product Reviews

Money at 30: How I'm Saving Money with T-Mobile

by Kyle Burbank
Earlier this year, I suddenly found myself inspired to reassess some of the bills I had taken for granted and find new ways I could be saving money. As part of this goal I realized that, after a 10+ year run, perhaps it was time that I considered leaving AT&T and looking at a different carrier. Incidentally I've actually had my phone number with all four major U.S. carriers at...
Zeta logo with a couple icon
Product Reviews

Money at 30: Zeta App Review

by Kyle Burbank
Just about everyone these days knows that one of the most common topics those in relationships argue about is money. At the same time personal finance apps that help you stay on top of your spending and budget have become plentiful in recent years. Therefore it only makes sense that a finance app aimed at couples would come along — and that app is Zeta. Let's a look at what...
Rakuten Welcome screenshot
Product Reviews

Rakuten vs. Ebates — What's Changing With the Cashback Tool

by Kyle Burbank
Lately you may have seen commercials teaching you how to pronounce "Rakuten." Of course these spots aren't just about phonics but about earning cash back. This is driven home by the tagline, "Rakuten: A more rewarding way to shop." If that's the case, how does Rakuten compare to established cash back tools such as Ebates? Well, spoiler alert: they're actually one and the same. Although Rakuten purchased Ebates back in...
Product Reviews

Lending Club Review

by Fioney Staff
While the average American has likely never heard of the term "FinTech" they may at least be familiar with some of the field's applications. Thanks to highly publicized campaigns on crowdfunding sites like Kickstarter and Indiegogo the idea of raising funds on the internet no longer seems that strange. Still some may have questions about lenders like Lending Club that use a similar concept to offer personal and small business...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...