Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

large home for sale

Gallup Poll: Americans Say Now is a Bad Time to Buy a House

Following a tumultuous few years that's included a global pandemic, a competitive housing market, rock-bottom interest rates, rapidly rising interest rates, inflation, and continued threat of a recession, a new poll from Gallup shows that a record number of Americans believe that now is a bad time to buy a home. According to the latest poll, only 21% of adults believe now is a good time to purchase a house....
Step banking app

Youth-Focused Neobank App Step Introduces 5% APY Offer

An all-in-one financial platform aimed at young adults is hiking the interest rate that customers can earn on their money. In fact, Step will now enable users to earn a rate that's more than 12 times the national average. Effective now, Step is offering up to 5% APY on savings (up to $250,000 in funds). However, to earn this, cusomers will need to make a qualifying monthly direct deposit of...
illustration of streaming services on TV

7 Ways to Save Money on Streaming Service Subscriptions

Once upon a time, the idea of streaming television and movie content was not only novel but was mostly limited to just a few services — including some free ones. Well, that's definitely changed in recent years as nearly every major media conglomerate has launched its own streaming platform. And, while you'd think that the increased competition would mean lower rates, the financial realities of the medium are starting to...
Robinhood app on three phones

Robinhood Introducing 24 Hour Market Trading for Select Stocks

The popular stock trading app Robinhood is readying its latest feature, announcing that it will soon offer "24/5" trading with Robinhood 24 Hour Market. This new addition will allow customers to buy and sell stocks well outside of regular market hours. Specifically, the 24 Hour Market trading hour will run from 8:00 p.m. Eastern on Sunday to 8:00 p.m. Eastern on Friday. Currently, regular Market Hours are 9:30 a.m. Eastern...
Cardless logo

FinTech Card Issuer Cardless Announces $75 Million Credit Facility

The FinTech credit card firm Cardless has secured a new means of capital as it looks to continue its expansion. This week, the company announced that it'd reached a deal with i80 Group, securing a three-year $75 million credit facility. In addition to the credit facility, Cardless has announced that Brian Kelly has invested in the company. As the founder of the popular travel and credit card site The Points Guy, Kelly...
hands holding cards

Credit Builder Petal Raises $35 Million, Spins Off Prism Data

The credit-building credit card FinTech Petal has announced a fresh round of funding and a big change to their business. First, the company disclosed that it's raised $35 million. The new funding was led by Valar Ventures with Story Ventures, Core Innovation Capital, and RiverPark Ventures participating as well. Strategic investments from Synchrony and Samsung Next were also included. To date, Petal has now raised nearly $300 million in equity...
Reserve Bank wall

48% of Americans Worry About Money in Banks Following Failures

Following a series of bank failures in recent weeks, some Americans may be wondering about just how safe their deposited funds are. With that in mind, a new poll from Gallup sought to measure banking consumer confidence — and compare those results to a pair of 2008 surveys. According to the poll, a total of 48% of respondents expressed worry about the safety of funds they had deposited with banks...

What to Do With Your 401(k) From a Previous Employer

When leaving a job with an employer, there are obviously a number of changes you will experience and decisions you will need to make about your future. One such decision that is sometimes forgotten is what to do with the 401(k) you had under your former employer. In addition to any contributions you may have made to your account, you may also have a vested chunk of matching funds or...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...