Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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Vera Equity Announces $20 Million Fund to Invest in Startups

Financial technology companies looking for investment have a new potential partner to turn to. This week, the venture capital firm Vera Equity announced that it has raised a $20 million fund. With this capital, the company will invest in early-stage FinTech startups. While the announcement of the fund has arrived now, Vera has already invested in a number of startups. This includes participating in StellarFi's $15 million Series A in...
Poverty By America book cover

"Poverty, By America" Audiobook Review

It's been a while since I've reviewed a book for this site. To a point, that's because books about finance often cover the same few topics, making them harder to assess on my part. In turn, I'm always excited to find a book that fits into my wheelhouse but does something different. Luckily, I found that in the recently-released Poverty, By America from author Matthew Desmond. While I wasn't 100%...
Apple Card and Apple Savings app

Apple Card Savings Nears $1 Billion in Deposits During First Days

Last month, after previously announcing plans to introduce a savings account, Apple debuted Apple Card Savings. The new offering allows Apple Card customers to automatically deposit their earned cashback into high-yield savings. Now, the account has seemingly seen early success based on the value of initial deposits. According to a report from Forbes, Apple Card Savings managed to accrue $400 million in deposits on its launch day. Furthermore, after four...
Summer app

Student Loan Benefit FinTech Summer Raises $6 Million

For years, student debt has been one of the most talked about financial topics. What's more, while the debt itself has become a major part of many Americans' lives, discussion of student loans has become political due to efforts to forgive certain loan repayments. However, while we wait for resolution on that front, a FinTech that brings student debt benefit solutions to employers and consumers has raised a new round...
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Debt.com Highlights Finance TikTok Creators with New Award

When most people think of TikTok, they likely think of teenagers doing viral dances or perhaps imagining some of the various dangerous "challenges" that have often made national news. Despite this, the controversial app has proven to be a diverse source for not only entertainment but also information. Now, one site has taken it upon themselves to highlight some of the best personal finance content that can be found on...
Bucket list

Half of Americans Cite Finances as Hurdle to Achieving Bucket List

Do you have a "bucket list" of your own? If so, you're certainly not alone. However, your ability to achieve these items may be impacted by outside factors, including your finances. According to a new survey from online bank Ally, 84% of adults report having a bucket list — meaning goals they want to reach or experiences they want to have before they die. Unfortunately, many respondents also said that...
Super.com debit card and logo

Rewards and Savings App Super.com Raises $85 Million

A FinTech app that aims to save consumers money on everyday purchases has garnered a new round of investment. This week, Super.com announced that it had raised $85 million. The Series C was led by Inovia Capital and also included participation from new and returning investors. Among the latter were Inovia Capital, Telstra Ventures, Acrew, Lion Capital, Full In Partners, and Steph Curry (NBA superstar), while some newcomers included Hyphen Capital,...
illustration of a woman doing taxes

Money at 30: My 2023 Tax Filing Experience

Well, it's here: Tax Day. Traditionally, this day has fallen on April 15th but — between that date falling on the weekend this year and something to do with D.C. — the official deadline has fallen on the 18th for the past few years. Naturally, despite this mild extension, I waited until *checks watch* last night to get my return in order. So, how did this procrastination work out for...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
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Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...