Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Backflip logo and app

FinTech Real Estate Platform Backflip Raises $15 Million

A real estate FinTech has revealed its latest funding round. About the round: This week, Backflip announced that it raised $15 million. The Series A was led by FirstMark Capital, while previous investors Vertical Venture Partners, LiveOak Venture Partners, Revel Partners, ECMC, Crow Holdings, and various angel investors also participated. To date, Backflip has raised $95 million in combined equity and debt, including an $8 million seed round in 2022....
Cred.ai Unicorn Card

Cred.ai Review: A Credit-Building Debit Hybrid (with a Unicorn)

Years ago, while watching YouTube's Philip DeFranco Show, I was introduced to the Cred.ai Unicorn card and was instantly intrigued. Later that same day, I decided to apply for a card of my own. Since then, while I've written about the Unicorn card in various articles, I've never actually done a proper review of it. That changes today. So, what exactly is the Cred.ai Unicorn card and what does it...
Aura logo

Aura Survey Highlights Online Security Habits of Americans

A new survey shares some insights into how Americans manage their online passwords — and what types of personal information/data they most worry about leaking. About the survey: Online security platform Aura has released the results of a new study. The survey itself was conducted by The Harris Poll, with participation from 2,099 adults in the United States. Starting with password practices, 95% of those surveyed said they have a...
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Nonprofit Fundraising Platform Givebutter Raises $50 Million

A platform built for nonprofit fundraising has raised some funds of its own. About the round: This week, Givebutter has announced that it's raised $50 million in strategy growth investment funds. The round was led by BVP Forge with participation from Ardent Venture Partners. To date, Givebutter has now raised $57 million including a seed round in 2022. These newly raised funds will be used to accelerate the development of Givebutter's...
Ramp logo

Spend Management FinTech Ramp Raises $150 Million

The FinTech startup Ramp has revealed its latest "mega-round." About the round: This week, Ramp announced that it had raised $150 million. The Series D-2 was co-led by Khosla Ventures and Founders Fund. Additionally, new investors Sequoia Capital, Greylock, and 8VC joined existing investors Thrive Capital, General Catalyst, Sands Capital, D1 Capital Partners, Lux Capital, Iconiq Capital, Definition Capital, Contrary Capital, and others in participating in the round. To date,...
man holding a small model house

Lessons From a First-Time Home Buyer: The Worst Parts of Homeownership So Far

As you can probably imagine, making the jump from being a long-time apartment dweller to a first-time homeowner has been drastic. On the whole, the changes have been positive (which is why we chose to buy in the first place). But, of course, there are some downsides too — including some that I didn't really think about ahead of time. With that in mind, I wanted to share some of...
holding a jar with a taxes label filled with money

How I Found My Tax "Sweet Spot" This Year

Well, I waited until the last minute, but I got my taxes done and paid before the deadline. At this point, while I wouldn't say I'm good at preparing my returns, I do at least have enough experience to troubleshoot mistakes. On top of that, I also have a decent idea of how the various factors of my somewhat complicated tax situation come together and affect my total bill. Despite...
collage of logos

Pepper Rewards Offering Spring Project-Themed Bonus Mission

Pepper Rewards has announced its latest special offer, allowing users to earn bonuses on select gift card purchases. About the offer: For a limited time, Pepper Rewards users can earn a bonus when buying gift cards from select brands. Specifically, this batch of bonus brands includes several stores perfect for spring projects and cleaning. The list includes: Lowe's Ace Hardware The Home Depot TJ Maxx Marshalls HomeGoods Bath & Body...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...