Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Dosh app collage
Personal Finance

Dosh Announces Sunsetting of Cashback App

by Kyle Burbank
The card-linked cashback platform Dosh has announced that it will be shutting down its mobile app next month. About the closure: Over the weekend, Dosh sent an email to users revealing their plans to sunset the app. The last day that users will be able to make qualifying transitions to earn cash back will be January 16th. Then, the app will officially shut down on February 28th. Ahead of the...
Robinhood retirement account app screenshots
Personal Finance

Robinhood Offering Limited Time 2% IRA/401(k) Transfer Bonus

by Kyle Burbank
With tax season approaching, Robinhood Retirement is offering a bonus to those transferring their accounts to the platform. About the bonus: From now through April 30th, 2025, customers can earn up to a 2% bonus when transferring an IRA or completing a 401(k) rollover to Robinhood Retirement. Specifically, those with Robinhood Gold will earn a 2% match on transferred funds while non-Gold members will earn a 1% match. These bonuses...
$1B assets under managment
Personal Finance

Savvy Advisors Platform Surpasses $1 Billion AUM Milestone

by Kyle Burbank
Savvy Wealth's Savvy Advisors platform has announced a major milestone. About Savvy's landmark: This week, Savvy announced that its Savvy Advisors service had surpassed $1 billion in client assets under management (AUM). That total has tripled since the start of 2024. Additionally, in December, Savvy added four financial advisors and now employs 40 advisors. The new additions include the advising team of Cindy Alvarez and Janelle Van Meel, Erin Niehaus,...
Delta and Uber announcement on stage at CES
Personal Finance

Delta Announces New Exclusive Partnership with Uber

by Kyle Burbank
Delta has revealed a new exclusive partnership with Uber, set to go into action this spring. About the partnership: During the airline's big CES keynote event held at the Sphere in Las Vegas, Delta announced that it was entering into a new deal with rideshare and good delivery giant Uber. Under this partnership, Uber customers will be able to earn bonus SkyMiles when they link their accounts and complete certain...
illustration of the Honey scam
Personal Finance

The Honey Controversy Explained: Is the Coupon Tool a Scam?

by Kyle Burbank
If you've gone on YouTube at all recently, chances are you've seen thumbnails featuring the Honey logo and likely flames, an appalled face, or maybe just the word "SCAM" written across it. That may be pretty confusing if you've missed some big updates about the fairly useful Honey browser extension tool. So what exactly is going on with Honey and why should you care? First, there are really two main...
SeekingAlpha and Moomoo logos
Personal Finance

Seeking Alpha Partnering with FinTech Brokerage Moomoo

by Kyle Burbank
Investment research platform Seeking Alpha and the FinTech brokerage app Moomoo are teaming up to bring investors a special offer. About the partnership: This week, Seeking Alpha announced a partnership with Moomoo. While the promotion will begin today, it's expected to span three months. During that time, there will be reciprocal benefits for customers of both platforms. First, when Seeking Alpha users open a new brokerage account with Moomoo, they...
George Kamel and his book Breaking Free From Broke
Personal Finance

Book Review: "Breaking Free From Broke" by George Kamel

by Kyle Burbank
Throughout 2025, Fioney will be posting a new book review each month. In the meantime, you can check out our list of the top 10 financial books to start the new year off right and view my Goodreads for more. When I attended 2024's FinCon event in Atlanta, one of the speakers I was introduced to was George Kamel. From his short talk, I could tell that I liked his...
three credit cards
Personal Finance

Credit Card Defaults in the U.S. Reach 14-Year High

by Kyle Burbank
A new report shows that credit card defaults are on the rise and reaching multi-year highs. About the report: As Financial Times reports (using BankRegData figures), through the first three quarters of 2024, defaults on U.S. credit card accounts reached $46 billion. That total is the highest seen in more than a decade. In fact, 2010 was the last time such highs were reached. Compared to the first nine months...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...