Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
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When is the last time you went into a clothing store, department store, or other chain retailer and weren't offered a new credit card upon checkout? These pitches typically come in the form of "would you like to save an additional 20% on your purchases today?" but most of us know the drill at this point. Sometimes these promised savings may be tempting but, alas, these store credit cards aren't as...
I suspect that when many people my age or slightly younger think about libraries they have sudden flashbacks to college cram sessions before midterms. Of course there are plenty of others who might assume that there's hardly a need for libraries in today's society where the Internet can give us access to any piece of knowledge or form of entertainment we desire. However when is the last time you actually visited...
No matter how frugal you are, everyone needs a treat once in a while. For some people that means a splurge at the mall, for others it means a trip to the cinema, and for still others it means a trip to the Bahamas. In other cases one might be inclined to put the majority of their leftover disposable income towards a certain hobby. Regardless of whether that hobby is scrapbooking,...
With the 2016 presidential election now less than two weeks away, you've likely been seeing several electoral maps filling your Twitter feed as well as 24-hour news channels constantly running through likely map scenarios for November 8th. As has become customary over the past few cycles, these maps break the country down into red states, which are likely to be won by Republicans, and blue states, which tend to vote...
While the average American has likely never heard of the term "FinTech" they may at least be familiar with some of the field's applications. Thanks to highly publicized campaigns on crowdfunding sites like Kickstarter and Indiegogo the idea of raising funds on the internet no longer seems that strange. Still some may have questions about lenders like Lending Club that use a similar concept to offer personal and small business...
Walking into a big box wholesale club store like Sam's Club or Costco can seem like a thrifter's paradise. After all, these stores can offer great deals on everything from gasoline to televisions and pastries to alcohol. However, as Yahoo Finance recently highlighted, there are some tricks involved in determining what's a good buy and what's a big waste. Consider the membership fee Alas nothing good is ever free and...
If you're like many entrepreneurs today you've probably at least considered the idea of trying to get on ABC's Shark Tank. Heading into its eighth season this fall, the show has become a powerhouse that not only gets strong ratings but can also launch products and businesses. From quirky inventions to game-changing technologies, the Sharks have invested millions in American entrepreneurs who have entered the Tank. Now Kingswell Publishing has released its...
Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...