Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Money at 30: The Makings of an Interesting Tax Season

We may only be in the second week of January but talk of tax season is already growing exponentially. Why? Well, in case you didn't hear, the United States federal government is currently involved in a partial shutdown. Considering that the president has stated that the shutdown could last for months or years if he doesn't get the requested funding for the southern border wall, this has raised questions about...

Ethereum Classic Chain Reorg Results in $1.1 Million in Double Spend

The cryptocurrency market is no stranger to hacks and other attacks that have resulted in the theft of thousands of dollars in digital currency. Now it seems the latest asset to be hit is Ethereum Classic with chain reorganizations being detected. As CNBC reports it is possible that the reorgs — which have resulted in currency being doubly spent — are part of a "51% attack" that's feasible when rogue miners gain...

Which States are Most Affected by Government Shutdowns?

As you're surely aware the United States federal government is currently involved in a partial shutdown. While such shutdowns have become fairly common in recent years, the latest seems a bit different in that its now past the two-week mark with no end in sight. This led the personal finance site WalletHub to study which states are the most and least impacted by the federal government shutdown. Easily topping WalletHub's study...

Global FinTech Funding Reaches High in 2018

It seems that every year over the past several has been dubbed "The Year of FinTech" by someone — and often times for good reason. However, if you were considering bestowing such a title to 2018, you'd have one big stat on your side. As Business Insider reports it proved to be a banner year for FinTech funding worldwide, likely besting the past three. Although figures for the full year...

U.S. Stock Markets Close Worst Year in a Decade

The U.S. stock markets managed to end the year with a rollercoaster run, leading to a winter flurry of headlines. Following the worst Christmas Eve trading session ever — that resulted in the Dow Jones Industrial Average losing more than 650 points and brought the S&P 500 into a bear market — the post-Christmas trading day brought a largest single-day point gain in history. Since then stocks have continued to...

Money at 30: Understanding Robinhood's "Checking & Savings" Debacle

It was a mere few weeks ago that I woke up to discover that the investment app Robinhood was introducing a Checking & Savings product that promised to pay account holders 3% interest. Being an active Robinhood user (and having reviewed the app previously), I jumped at the chance to sign up and even managed to snag a spot in top 100,000. Moreover, the more I looked into proposed offerings,...

Money at 30: My First Airbnb Experience

At 32 years old, I may seem young and hip (ha) but there have been a few trends and technologies that have emerged in recent years that I've been a bit behind on. For example my first Uber ride didn't arrive until 2015 while my first ever Airbnb didn't occur until this past weekend. What's more, I wasn't even the one who booked the Airbnb so I'm still missing that...

A Guide to Understanding Your Retirement Account Options

These days, retirement is proving to a massive topic. Between consistent talk and speculation about the future of Social Security to the fact that we as humans tend to be living longer now, there have been many efforts to make individuals aware of how they should be preparing for retirement. While you may know the basics — such as start early and save as much as you can — you...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...