Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.









-

Money at 30: How I’m Saving Money with T-Mobile
Earlier this year, I suddenly found myself inspired to reassess some of the bills I had taken for granted and find new ways I could be saving money. As part of this goal I realized that, after a 10+ year run, perhaps it was time that I considered leaving AT&T and looking at a different…
-

Data Shows How Bad American “Retirement Crisis” Really Is
Are you properly preparing for retirement? If you’re like many Americans, the answer is most likely “no” — and that’s a big problem. As CNBC reports, data shows that the majority of Baby Boomers as well as other generations are woefully ill-prepared for retirement, with savings, pensions, and Social Security benefits all lacking. Starting with…
-

Small Business Banking FinTech Novo Raises $4.8 Million Seed Round
A startup with a stated goal of helping other startups manage their money just received a big chunk of change in venture seed financing. FinTech firm Novo announced this week that it had raised $4.8 million in a round led by Crosslink Capital. While Crosslink’s investment totaled $3.5 million, other participants in the round included…
-

Report Suggests Vast Majority of Bitcoin Trade Volume is Faked
There are several aspects of cryptocurrencies that have served to keep them from truly reaching mainstream status. While much-reported hacks are one element scaring off investors, concerns over market manipulation — including “pump and dump” schemes — have also been rampant. Now a new report is stoking those fears once again as it suggests that…
-

Study Finds Average U.S. Household Has $8k+ in Credit Card Debt
It’s sad to say that, for many Americans, credit card debt is just a fact of life. Currently our total outstanding credit card debt tops $1.03 trillion dollars. What’s more it seems that attitudes toward debt continue to evolve, leading the majority of adults to admit they’d take on debt for a frivolous purpose. According…
-

Apple Officially Announces Apple Card Credit Card
Well, the rumors were true: Apple will soon offer their own twist on a credit card. This week the Cupertino-based company — in partnership with Goldman Sachs and Mastercard — officially announced Apple Card. With an emphasis on financial health, unique perks, and of course a new level of Apple Pay integration, the new card…
-

ICBA Asks Regulators to Close FinTech FDIC “Loophole”
With the 2020 election cycle already kicking into high gear, several of the hot topics being touted on the campaign trail revolve around technology. From fears over automation impacts to calls to break up Silicon Valley giants, there are those on both sides calling for greater regulation on emerging technologies. Simiarly FinTech startups are also…
-

Ameritrade Survey Finds Many Investors Lack Knowledge of Retirement Accounts
How much do you know about your retirement accounts? Even if you contribute to an employer-sponsored 401(k) or even a traditional IRA, chances are you still might not be familiar with all of the rules, requirements, or fees that come with them. To prove this point, recently Ameritrade interviewed 1,006 U.S. adults over the age…




