Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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Money at 30: What If You Need to Move Your Stock Portfolio?

So far 2019 has been a year of learning for me. More specifically, as a newbie investor, I’ve been trying to expand my portfolio and put more of my extra funds into the market. This journey has led to a few questions regarding different brokerage account options and the pros and cons that come with them. Something that’s plagued me ever since Robinhood made headlines for all the wrong reasons...
JPMorgan building

Chase Introduces New Checkless Accounts with Lower Fees

It may be surprising to some but, according to a 2017 Federal Deposit Insurance Corporation (FDIC) report, 6.5% of households in the United States don’t have a traditional bank account. There are many reasons why Americans are unbanked but, anecdotally, rising fees are among the biggest reasons for what's keeping some away. Now one big name in banking is introducing a new type of account with a reduced flat fee....

Last Minute Tax Reminders for 2019

A lot of things can go wrong when preparing your return and so waiting until mid-April is really just asking for trouble. This is especially true if, like me, you plan on trying out some of the free tax filing options and/or are new to this whole process.
a new home

Despite Recent Dip, Housing Market Looks for Spring Uptick

Winter has never been a popular time to buy to home but a recent dip did have some economists concerned. In January home sales fell 1.2% from the prior month, leading some to ponder whether it was a sign of a larger slowdown. However, as CNN Business reports, analysts have a few reasons to believe this spring will see homes sales bloom once again. The first factor adding to this...
image of Tally automated savings app

Tally Introducing Free Automated Savings Service

Something that often gets lost in all the talk and controversy surrounding FinTech is that many of the companies wearing that label aim to improve the financial lives of their users, not hurt them. From making investing more accessible to giving consumers more effective tools for getting out of debt, there are numerous apps that provide a real service to their users. One popular method employed by many of these...
keypad with Credit Report

How You Can Get Your Free Annual Credit Report and Monitor Your Credit

There was once a time when getting your credit report likely meant visiting a “free” site… and enrolling in a some paid program before you’d actually get to see your report. Thankfully those days are gone and you can now obtain a copy of your official credit reports directly from all three major credit bureaus on an annual basis by visiting the aptly-named AnnualCreditReport.com. Best of all, it seriously won’t...
coffee beans being counted

One-Third of Millennials Didn’t Understand Student Loans Before Borrowing

As we work our way into the 2020 election cycle, student debt is once again a major topic on the campaign trail. While different candidates offer their own solutions for what should be done to ease the burden on students and ideas such as free college are even thrown around, one less discussed aspect of the crisis is how to educate young adults about borrowing and other personal finance topics....
man sitting in front of computer with head in hands

Owe Money to the IRS? Options for Repayment and Tax Debt Relief

With April 15th now just around the corner, many Americans are either starting to file their returns or dreading the experience. Beyond the confusion and stress that can often accompany tax time, another reason for the despair is the possibility that you may end up owing the IRS money that you don’t have. Unfortunately this scenario is becoming more common and taking taxpayers by surprise. Although some Americans will actually...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...