Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Chase Introduces New Checkless Accounts with Lower Fees
by Fioney Staff
It may be surprising to some but, according to a 2017 Federal Deposit Insurance Corporation (FDIC) report, 6.5% of households in the United States don’t have a traditional bank account. There are many reasons why Americans are unbanked but, anecdotally, rising fees are among the biggest reasons for what's keeping some away. Now one big name in banking is introducing a new type of account with a reduced flat fee....
Personal Finance
Last Minute Tax Reminders for 2019
by Kyle Burbank
A lot of things can go wrong when preparing your return and so waiting until mid-April is really just asking for trouble. This is especially true if, like me, you plan on trying out some of the free tax filing options and/or are new to this whole process.
Personal Finance
Despite Recent Dip, Housing Market Looks for Spring Uptick
by Fioney Staff
Winter has never been a popular time to buy to home but a recent dip did have some economists concerned. In January home sales fell 1.2% from the prior month, leading some to ponder whether it was a sign of a larger slowdown. However, as CNN Business reports, analysts have a few reasons to believe this spring will see homes sales bloom once again. The first factor adding to this...
Personal Finance
Tally Introducing Free Automated Savings Service
by Fioney Staff
Something that often gets lost in all the talk and controversy surrounding FinTech is that many of the companies wearing that label aim to improve the financial lives of their users, not hurt them. From making investing more accessible to giving consumers more effective tools for getting out of debt, there are numerous apps that provide a real service to their users. One popular method employed by many of these...
Personal Finance
How You Can Get Your Free Annual Credit Report and Monitor Your Credit
by Fioney Staff
There was once a time when getting your credit report likely meant visiting a “free” site… and enrolling in a some paid program before you’d actually get to see your report. Thankfully those days are gone and you can now obtain a copy of your official credit reports directly from all three major credit bureaus on an annual basis by visiting the aptly-named AnnualCreditReport.com. Best of all, it seriously won’t...
Personal Finance
One-Third of Millennials Didn’t Understand Student Loans Before Borrowing
by Fioney Staff
As we work our way into the 2020 election cycle, student debt is once again a major topic on the campaign trail. While different candidates offer their own solutions for what should be done to ease the burden on students and ideas such as free college are even thrown around, one less discussed aspect of the crisis is how to educate young adults about borrowing and other personal finance topics....
Personal Finance
Owe Money to the IRS? Options for Repayment and Tax Debt Relief
by Fioney Staff
With April 15th now just around the corner, many Americans are either starting to file their returns or dreading the experience. Beyond the confusion and stress that can often accompany tax time, another reason for the despair is the possibility that you may end up owing the IRS money that you don’t have. Unfortunately this scenario is becoming more common and taking taxpayers by surprise. Although some Americans will actually...