Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Finn mobile app on different phones

Chase Closing Down Its Finn Mobile Bank App

Back in October 2017, JP Morgan Chase announced the launch of a Millennial-targeted mobile bank called Finn. In addition to offering customers access to Chase ATMs and allowing them to deposit checks, it also had some unique features such as the ability to rate transactions using emojis. Now, 18 months later, the bank account that is Finn will soon be no more. According to Forbes, JP Morgan will fold Finn...
Kik app icon

SEC Suing Kik Over "Kin" Initial Coin Offering

It seems that the United States Securities and Exchange Commission (SEC) is cracking down on initial coin offerings (ICOs). As Bloomberg reports, the agency is now suing the popular messaging app Kik over the 2017 launch of "Kin." That ICO reportedly raised $100 million for the app, but the SEC says the token amounted to an unregistered security, making its sale illegal. In a press release regarding the suit, the...
I Will Teach You to Be Rich book cover

Money at 30: "I Will Teach You To Be Rich (2nd Edition)" Book Review

Ever since I started paying attention to personal finance blogs, it was pretty much a foregone conclusion that Ramit Sethi's I Will Teach You to Be Rich would be included on any given list of the best books to read. More recently, Sethi has popped up repeatedly in my life, being announced as a guest mentor for the Teachable Creator Challenge as well as a speaker at the 2019 FinCon...

Wealthfront Raises Cash Account APY to 2.51%

Last week the robo-advisor platform Wealthfront announced that it was increasing the interest rate on its Cash Account to 2.51% — up from 2.29%. According to Bankrate, that makes the offering the "top-yielding account nationwide."
Mexico flag

President Trump Announces New Tariffs on Goods From Mexico

Another week, another round of trade news. On Thursday night, President Trump announced that his administration would be imposing new tariffs on Mexican imports that are set to take effect in just a couple of weeks. What's more, unlike the more targetted tariffs on Chinese goods that apply to specific types of items, Axios reports that this latest tariff will be imposed on any import from Mexico. In a tweet,...
Zero card and app

FinTech Zero Raises $20 Million for Its Credit/Debit Hybrid Card

It looks like another FinTech firm is set to help change the way Millennials manage their money thanks to an injection of venture capital. As TechCrunch reports, this week Zero announced it had raised $20 million in Series A funding. This latest round was led by New Enterprise Associates and brings the company's total equity and debt funding to $35 million. Citing statistics showing Millennials' apprehension about credit cards, Zero...
etching a piggy bank

Money at 30: 11 Tools You Can Use to Start Investing With Little Money

If there's one thing that Millennials have heard over and over again in regards to finance, it's that they really need to be investing. Unfortunately many may believe that their current situation precludes them from jumping into the market. After all, investing requires thousands of dollars and no brokerage will even look at you if you show up with under five figures, right? That may have been the case once...
long haul truck on the freeway

JP Morgan Economists Lower Q2 2019 GDP Estimate to 1% Growth

The last time the Bureau of Economic Analysis announced the United States' quarterly gross domestic product growth, analysts were surprised to learn actual growth was 3.2% — far higher than the 2.5% rate that many expected. However economists at JP Morgan aren't expecting a repeat performance for Q2. In fact they're slashing their estimates by more than half. As CNBC reports, JP Morgan economists had previously stated they were expecting...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...