Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.









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Google, PayPal Reportedly Nixed OCC Bank Charter Opportunity
It’s now been nearly a year since the Office of the Comptroller of the Currency opened up applications for their Special Purpose National Bank charters — more commonly referred to as FinTech bank charters. In that time state regulators have taken issue with the plan, with some filing lawsuits against the agency. Meanwhile few firms…
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Facebook Officially Unveils Libra Cryptocurrency Plans
After months of speculation, reports, and some incorrect guesses to what its name would be, yesterday Facebook finally announced plans for its cryptocurrency – Libra. As expected the project includes partnerships with multiple brands and companies that will accept the token. Meanwhile Facebook will launch a wallet called Calibra for users to hold the currency,…
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Discover Bank Discontinues Fees For Deposit Accounts
To say that Americans don’t tend to harbor great feelings toward large banks would be a bit of an understatement. Thus, while too-big-to-fail institutions continue to be known for increasing fees and decreasing services, online banks and FinTech startups have sought to offer an alternative. Now one major online-only bank is making another push to…
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Survey Finds Majority of Americans Want a Fed Rate Cut
When the Federal Reserve meets this week, for the first time in months the big question will not be whether or not they’ll raise interest rates but whether they might cut them. According to the personal finance site WalletHub, there’s a 23% chance they do so during their next session, with that probability increasing to…
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CoinBits Aims to Be the “Acorns of Crypto”
Bitcoin has been on a bit of a roll the last few months. With its price back over $8,000, there’s hope that some new life can be breathed into the world’s largest cryptocurrency. Still, the coin has a long way to grow, which is why Erik Finman — who MarketWatch describes as a “crypto wunderkind”…
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Uber Reportedly Looking to Expand into FinTech
Just over a month after its initial public offering, Uber is apparently looking to diversify its offerings while still pleasing their target demographic. According to a CNBC report the ride-hailing company is now eyeing an expansion into the realm of FinTech. While it’s unclear exactly what these plans would entail, it seems that internal efficiencies…
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Amazon Teams with Synchrony Financial for New Secured Credit Card
Frequent online shoppers whose credit could use a boost may have a new credit card option. This week Amazon and Synchrony Financial announced the launch of the Amazon Credit Builder. Aimed at customers with low or no credit, the Amazon Prime Store Card Credit Builder is a secured credit card (meaning that consumers make a…
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Trump Cancels Mexico Tariffs While Threatening China on Trade
Today was going to be the day that a new 5% tariffs on all imported goods from Mexico was supposed to go into effect (before climbing another five points monthly until it reached 25%). However President Trump announced on Friday that he was canceling that plan after our southern neighbors allegedly agreed to a deal…




