Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Mobile Bank Varo Money Refiles for FDIC Insurance

    Mobile Bank Varo Money Refiles for FDIC Insurance

    For years one of the big questions surrounding FinTech is whether startups could one day become their own independent banks. Although a few companies have attempted to obtain charters of their own, they’ve had varying levels of success — none of which have been overwhelmingly positive. However, as Crowdfund Insider reports, this week Varo Money…

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  • Bitcoin Falls Back Below $10,000 as Cryptocurrencies Under Fire

    Bitcoin Falls Back Below $10,000 as Cryptocurrencies Under Fire

    It seems that, when it comes to Bitcoin, Facebook giveth and Facebook taketh away. Just a few weeks after the announcement of Libra helped push Bitcoin over the $10,000 mark and as high as $14,000, the leading cryptocurrency is currently slumping and has fallen back down below that five-figure floor.

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  • European FinTech N26 Launches Banking Features in the U.S.

    European FinTech N26 Launches Banking Features in the U.S.

    Believe it or not, FinTech isn’t just a Silicon Valley or even American phenomenon. In reality the world market is filled with startups looking to improve the financial lives of customers in their home countries and beyond. Now, as TechCrunch reports, one such overseas startup — Europe’s N26 — is opening its banking features up…

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  • Federal Reserve Chairman Joins Chorus of Libra Critics

    Federal Reserve Chairman Joins Chorus of Libra Critics

    Earlier this week, United States Federal Reserve Chairman Jerome Powell testified before Congress. While the meeting’s big headline was Powell’s suggestion that a rate cut was likely later this month —  news that brought market indices to all-time highs — one company that was likely not too happy with everything Powell had to say was…

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  • WalletHub Study Ranks States with Most and Least Student Loan Debt

    WalletHub Study Ranks States with Most and Least Student Loan Debt

    As the 2020 presidential election primary season heats up, one of the most talked-about campaign issues has been student debt. In fact several Democratic candidates have revealed plans to cancel the student debts of millions of Americans. Meanwhile a reported 10.9% of all student loan accounts were at least 90+ days delinquent as of earlier…

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  • Money at 30: InboxDollars vs. Survey Junkie Review

    Money at 30: InboxDollars vs. Survey Junkie Review

    There’s an old joke that suggests that, like a certain body part, everyone has an opinion. But did you know that you can make money by offering your opinions on brands, movie trailers, politics, and more? It’s true — as the sites InboxDollars and Survey Junkie prove. Both of these sites allow users to take…

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  • Utah Unveils FinTech Sandbox Program

    Utah Unveils FinTech Sandbox Program

    Attention FinTechs: the Beehive State is calling. As Deseret News reports, this week the Utah Department of Commerce Tuesday announced the formation of a regulatory sandbox. Under this program, participants will be allowed to test various new financial products and services that would typically require a license. However these overrides will be limited and participants…

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  • U.S. Job Growth Rebounds in June

    U.S. Job Growth Rebounds in June

    Following a disappointing May jobs report (that just so happened to be released the same day President Trump canceled planned tariffs on Mexico), it seems that the United States jobs market bounced back in June. This morning the Labor Department released its latest report showing that the economy added a better-than-expected 224,000 jobs. That’s nearly…

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