Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
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Survey Finds Americans Lack Confidence in Social Security’s Future
Eighty-five years ago, the Social Security Act was signed into law. While the program this bill created is still in effect today, it continues to be a somewhat controversial topic. More specifically, there are those who worry that the program won’t be sustainable going forward. Now, a survey from AARP shows that a majority of…
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Cash Back App Dosh Expanding “Powered by Dosh” Platform
When it comes to FinTech, there are a few different models that startups can follow. Among them is the idea that the company can launch its own platform as proof of concept before offering the backend a la carte for integration with other businesses. Take, for example, online lender OnDeck spinning off its loan application…
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Amazon Reportedly Eyeing In-Mall Fulfillment Centers
Recent years have seen numerous retail chains closing locations, filing for bankruptcy, or disappearing altogether. Unfortunately, the coronavirus pandemic has only accelerated this trend. In particular, these closures have impacted shopping malls, which now find themselves with large retail footprints to fill. However, it seems that one of the nation’s largest mall owners could find…
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Cryptocurrency Exchange IDEX Announces $2.5 Million Seed Round
Just as the FinTech market has been ripe for investment even throughout the pandemic, cryptocurrency-centric startups have also gotten a fair share of attention. Among some recent fundraising efforts are DeFi’s $1 million seed round, Chainalysis’ $49 million Series B, and the more than $15 million in investments that Celsius attracted via the platform BnkToTheFuture.…
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Household Debt in the U.S. Dips For the First Time in Six Years
Those looking for a silver lining to the current pandemic may have found one in a new report. According to the Federal Reserve Bank of New York, total household debt — which includes both housing and non-housing debt — came in at $14.27 trillion for the second quarter of the year. Importantly, that’s down 0.2% (equating…
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Sequoia Found to Be Most Active FinTech VC of the Past Year
When it comes to investments in FinTech, a few investment firms tend to come up again and again. But which venture capital group has participated in the most funding rounds as of late? According to CB Insights‘ latest State of FinTech report, it’s Sequoia Capital that’s been the most active FinTech VC of the past…
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How Are Consumers Utilizing Credit Card Rewards During the Pandemic?
With the United States economy still suffering at the hands of the COVID-19 pandemic, many consumers have had to grow more savvy in order to weather the storm. According to a recent survey commissioned by the peer to peer payment service PayPal, it seems that, for some Americans, this may include tapping their saved credit…
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Varo Money Granted National Bank Charter, Forming Varo Bank
As several startups have started expanding into banking services, such companies have partnered with existing banks in order to provide FDIC insurance and other benefits to their customers. However, at the same time, some of these businesses have attempted to build their own path by applying for charters — and now one firm has actually…
