Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Revolut debit card

Revolut Adds $80 Million to Series D Funding Round

For most startups, securing capital requires soliciting funding. Yet, as some FinTechs become more established, the funding offers may just come to them. That seems to be the case with Revolut, which has just expanded its latest round. London-based FinTech Revolut has revealed that it’s added $80 million to the Series D it originally announced in February. The additional funds come from TSG Consumer Partners, who join the previously $500...
Utopia for Realists by Rutger Bregman

Money at 30: “Utopia for Realists” Book Review

Sometimes it seems that a personality goes from being nowhere on my radar to appearing everywhere I turn. One might assume this to be a case of the subconscious becoming conscious... but it’s more likely to be a symptom of a book promotion cycle. That’s the case with Dutch author Rutger Bregman, who I’ve seen mentioned across social media and podcasts as of late. While Bregman recently released a new...
FinTech banking illustration

FinTech Digital Banking Options: A Round-Up

Ever since the 2008 banking crisis, Americans have grown warier and warier of major banks. In turn, financial technology startups — known as "FinTechs" — have continually offered alternatives to these institutions. This began with options like peer to peer lending and, more recently, has found several startups launching their own checking and savings accounts. As a result, today, there are several FinTech banking services to choose from. Not too...
Bits O Stock app

Button Partnering with Bits of Stock for Stock Back Offering

So far, despite being a less-than-stellar year overall, 2020 has been remarkably bright for FinTech. In addition to big acquisitions and major funding rounds, there have also been several exciting partnerships that have formed in recent months. Joining that list are Button and Bits of Stock, who are now teaming up to boost brand loyalty and reward customers. Using Button's technology, Bits of Stock allows users to earn fractional shares...
HMBradley credit card

HMBradley Introduces Rewards Credit Card for Deposit Account Customers

At a time when many FinTechs are issuing their own debit cards, it seems that one such platform is trying something a bit different by offering a specialty credit card instead. This week the digital banking platform HMBradley introduced a new rewards credit card for customers. The card, which is issued in partnership with Hatch Bank, is now being offered to deposit account holders who maintain an average daily balance...
illustration of learning money hacks

The Top 30 Best Money Hacks That Will Save You Thousands

You work hard for your money, so it only makes sense that you want to keep as much of it in your hands as possible. It’s important to learn how to save money while learning how to make the best money moves.Generally speaking, the more you can save, the faster you’ll be able to reach those goals, whether you’re looking to buy your first home, pay off debt, or fund...
Teller logo

DeFi Protocol Startup Teller Raises $1 Million

You may not have heard of the startup Teller just yet but it seems they won't be silent much longer. Having recently participated in A16z's Crypto Startup School, the company is looking to disrupt both the decentralized finance (DeFi) and lending markets — and will now have some venture capital with which to do so. Last week Teller announced it had raised $1 million in funding. The seed round was...
dollar bill background with the Mezu app

Private P2P Payment App Mezu Announces Impending Shut Down

Recently it seems as though the FinTech industry has been on a bit of a hot streak. Between major acquisitions and impressive funding rounds, there's been plenty of good news to go around for startups in the space. Unfortunately, that hasn't been the case across the board as there have been some casualties. The latest example of this is the Cleveland-based peer to peer payment app Mezu. Over the weekend,...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...