Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
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Personal Finance
Money at 30: My Top Holiday Shopping Tips For 2020
by Kyle Burbank
Even though we're still in mid-November, I think we can all agree on fast-forwarding to the holiday season this year. Of course, 2020's festivities are bound to look a bit different in many ways. Nevertheless, shopping will surely still play a big role in the next several weeks. With that in mind, I figured I'd highlight some of my top holiday shopping tips — including some tailored to our current...
Personal Finance
U.S. Credit Card Balances Reach Lowest Total Since 2017
by Fioney Staff
If the credit card balances you carry have decreased in recent months, you're not alone! According to data from TransUnion, credit card balances fell to a total of $723 billion during the third quarter of the year. That's not only down $15 billion from the prior quarter but is also down $84 billion from one year ago. In fact, the sum is the lowest total since Q2 2017 when balances...
Personal Finance
Klarna Introduces Price-Tracking Widget for iOS
by Fioney Staff
Recently, the Swedish FinTech Klarna has made a name for itself stateside, offering shoppers the ability to purchase items with a simple four-payment plan. Now, the company has introduced a new price-tracking widget for iPhone users. According to the app, this widget will rotate through recently-viewed and saved items and share relevant pricing updates. While the app notes that the addition of this tool will help shoppers score the best...
Personal Finance
BitPay Launches BitPay Send Feature for Businesses
by Fioney Staff
It's no secret that the typical employment model has been upended in recent years. Not only has the gig economy continued to grow but, due in part to the COVID-19 pandemic, remote work is at a new high. With that in mind, BitPay recently launched a new tool called BitPay Send that could also change the way that workers and contractors are paid. The mass-payment tool allows businesses to run...
Personal Finance
For Several Reasons, Americans Say They Plan to Spend Less This Holiday Season
by Fioney Staff
With the holiday shopping season now just a few weeks away, it seems that many shoppers won't be stuffing stockings as full or putting as many presents under the tree this year compared to previous winters. According to a survey conducted by Debt.com, 62% of Americans expect that they will be spending less on typical holiday expenses this year. Additionally, a mere 5% said they intended to spend more than...
Personal Finance
Money at 30: I Hate Receipts App Review
by Kyle Burbank
More and more, I feel as though it’s common for cashiers to ask, “Do you need a receipt?” In these cases, while I’m inclined to say “no,” I usually end up responding in the affirmative just to save them the hassle of tossing out the slip of paper themselves. Yet, there are definitely times when receipts are important, such as on business trips. Unfortunately, that doesn’t make them any less...
Personal Finance
Mastercard Announces 10 FinTechs to Participate in Latest Start Path Program
by Fioney Staff
Mastercard is once again looking toward the future of FinTech, announcing the 10 startups that will join the company’s Start Path program. This year’s selected companies include: Carry1st, FISPAN, Lendio, LISNR, Mocafi, MO Technologies, Panda Remit, Paycode, Fanbank/Plink, and Subaio. These startups will participate in a six-month program where they will not only work on developing their own platforms but also explore opportunities to integrate Mastercard’s infrastructure and technologies. Reflecting...