Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Credit Card Conidence Index Graph

Credit Card Confidence Increased in April

It seems as though a greater number of Americans were prepared to pay off their credit cards last month than they have been at any other point so far this year. The latest update to LendingTree’s monthly index shows credit card confidence once gain on the rise. During the month, 71% of those surveyed stated that they would definitely be able to pay off their credit card balance in full....

United States Economy Gained 266,000 Jobs in April

This morning, the United States Labor Department had good and bad news about the nation's economic recovery. According to the agency's latest report, the U.S. added 266,000 jobs during the month of April. While any gain in jobs is a good thing, the disappointment comes from the fact that economists had anticipated numbers to reach as high as one million jobs. What's more, March's figures were revised down by 146,000,...
Start Path Wave 19

Mastercard Names Six Startups for Latest Start Path Accelerator

Mastercard's award-winning Start Path program is ready for its next round. This week, Mastercard announced the latest six FinTechs that will participate in its accelerator. These startups include: Asante Financial ServicesCledaraJifiti Moeda Seeds SpenDebt's Tippy Launched in 2014, the Start Path program has previously helped more than 250 startups develop their products and build their connections. In fact, Start Path alumni have gone on to raise more than $3 billion in investments. Because...
Dogecoin symbol

Gemini Becomes Latest Crypto Platform to Support Dogecoin

A dog coin that started as a joke but has grown increasingly real has just received another booster as it rockets "to the moon." This week, Gemini announced that it was adding Dogecoin to its trading platform, allowing customers to buy, sell, and hold the popular asset. Doge now joins the more than 40 cryptocurrencies that Gemini supports trading for. Another 11 token types can be held on the platform...
Die With Zero book cover

Money at 30: "Die With Zero" Audiobook Review

Titling a book can be a bit of a challenge — perhaps even more so in the world of non-fiction. Although your subtitle can do a lot of the heavy lifting, your main title needs to be both catchy and memorable while also laying out the premise of your work and presenting a promise you can deliver on. Well, with a title like Die With Zero: Getting All You Can...
Splitwise Logo

Splitwise Announces $20 Million Funding Round

One universal pain point that's long plagued such activities as dining out or traveling with friends is splitting the expenses. Despite there now being several tools consumers can use to quickly pay back their loved ones, asking for those funds can still be an awkward experience. Now, the startup Splitwise has earned an investment to help grow its platform that seeks to assist with this interpersonal finance issue. This week,...
home office setup for blogging

Survey: Majority of Remote Pandemic Workers Want to Remain Remote

With the COVID-19 pandemic now in its second year, many workers who were forced to move from the office to their home last spring may be getting used to the "work-from-home" arrangements. In fact, a new survey suggests that a significant number of pandemic remote workers are hoping not to have to return to the office. Recently, Flexjobs surveyed more than 2,000 people in the United States and Canada who...
Gemini Crypto Credit Cards

Gemini Announces Details on Upcoming Crypto Credit Card

Earlier this year, the cryptocurrency exchange platform Gemini opened the waitlist for its planned crypto rewards credit card. Since then, a reported 140,000 people have joined said list. In turn, Gemini has now revealed more details on the products, including the rewards multipliers and some clever elements that make it unique. In terms of rewards, the Gemini Credit Card will earn up to 3% back on dining as well as...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...