Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

US Bank Altitude Connect Credit Card and US Olympic team logos
Credit Cards

U.S. Bank Altitude Connect Introduces Olympics-Linked Welcome Offer

by Fioney Staff
When it comes to rewards credit cards, oftentimes cardholders will see the greatest injection of value from welcome bonuses. Typically, when you open a new card, the issuer will offer you the chance to earn a significant number of points, miles, or cash back, provided that you spend a pre-determined amount on your new card within a certain amount of time (usually three to six months from account opening). However,...
Save Wealth Card
Credit Cards

Save Wealth Premium Credit Card Offers Rewards Tied to Market Returns

by Fioney Staff
As FinTechs have begun to migrate from reimagining debit cards to designing their own credit cards, we've seen some innovative options emeger. For example, the recently-launched Owner's Rewards Card by M1 offers consumers enhanced rewards rates when they make purchases from select companies they own stock in. Now, another credit card that includes an investing twist is ready to hit the market as well. This week, the FinTech Save announced...
Chase and Instacart logos
Credit Cards

Chase Announces Instacart Co-Branded Card to Launch This Year

by Fioney Staff
For years, JP Morgan Chase has been one of the top co-branded credit card issuers in the United States. That's only continued over the past 12 months as the bank has added the Air Canada Aeroplan Card, the World of Hyatt Business Credit Card, and others to its portfolio. Now, Chase has announced plans to launch a co-branded card in partnership with the popular grocery delivery service Instacart. According to...
gift wrapped credit card
Credit Cards

Money at 30: The Pros and Cons of Credit Card Upgrade Offers

by Kyle Burbank
Having been a personal finance writer for more than five years now, it's become common for friends of mine to ask me questions about a variety of money topics. That's why my buddy Josh was excited to call me this afternoon and tell me about a credit card offer he'd just accepted. In his case, American Express reached out and offered him the opportunity to upgrade his Gold Card to...
My GM Rewards Credit Card
Credit Cards

My GM Rewards Card Launches with New Partner Goldman Sachs

by Fioney Staff
In 2019, Goldman Sachs made a splash by releasing its first credit card: The Apple Card. Of course, that product was heralded as a card "Created by Apple, not a bank" despite Goldman's involvement. Now, the bank — and specifically their Marcus by Goldman Sachs brand — is expanding its credit card offerings with the launch of the My GM Rewards Card from auto giant General Motors. The new My...
Status credit card and app
Credit Cards

Status Money Announces 2% Back Credit Card

by Fioney Staff
It looks as though another FinTech is getting into the credit card game. This week, the personal finance monitoring and advisement platform Status announced the upcoming launch of its Status Credit Card. With the waitlist now open for the product, Status has also revealed some key details about the product. According to a landing page set up for the card, customers will be able to earn 2% back on every...
illustration of a wallet full of credit cards
Credit Cards

Money at 30: My Personal Credit Card Strategy for 2022

by Kyle Burbank
Amazingly, 2021 is already coming to an end. In turn, like many people, I've been spending the past few days reflecting on the year that was and looking ahead to what 2022 might bring. Being a financial writer, part of this process includes looking at my wallet and assessing what changes I've made/will make to my credit card usage in order to maximize rewards. This is actually the third year...
Blue Apron and Aspiration Credit Card
Credit Cards

Blue Apron Announces Co-Branded Credit Card with Aspiration

by Fioney Staff
A popular meal kit service and a FinTech banking platform are coming together for a new credit card offering. Blue Apron has announced that it will be launching a co-branded credit card with Aspiration next year. The Blue Apron Aspiration Zero Card will allow customers to earn rewards on purchases from the meal kit service's site or app. Additionally, for every qualifying purchase made on the card, Aspiration will plant...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...