Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Bread Cashback Credit Card

Bread Financial Introduces Bread Cashback American Express

The "tech-forward financial services company" Bread Financial is expanding its offerings. In addition to its "buy now, pay later" platform Bread Pay and its high-yield saving product Bread Savings, the company is now rolling out a new rewards credit card. Now, customers can apply for the new The Bread Cashback card, which will operate on the American Express payment network. The Bread Cashback American Express Card's pitch is fairly straightforward:...
LATAM airplane

Cardless Announces Plans to Launch LATAM Airlines Credit Card

Cardless is at it again — and this time, it's moving beyond sports team co-branded cards. Recently, the FinTech announced plans to introduce a credit card with LATAM Airlines for the United States market. The Chilean airline currently offers non-stop service from Los Angeles, Miami, New York, and Orlando to destinations in South America. Additionally, LATAM has codeshare partners such as Delta and Alaska in the U.S., giving customers greater flexibility with the earned...
PayPal Mastercard

PayPal Announces Upgrade to Its Cashback Mastercard

For years, the PayPal Cashback Mastercard has been a popular option for those seeking a simple rewards credit card, thanks to the product’s 2% cashback base. Nevertheless, PayPal and Synchrony have just announced a new update to the card that will make it even more valuable for cardholders.  While the card will continue to earn 2% cashback on all purchases, it’s also added a new category. Now, customers can earn...
Krowdfit Wellness Rewards Card

KrowdFit and FinTech Deserve Launch KrowdFit Wellness Rewards Card

Over the past few years, credit card issuers have been thinking outside of the box, introducing new types of rewards cards — including some aimed at specific customer types. What's more, emerging technologies and startups have made it even easier for brands to bring their ideas to market and deliver rewarding products to consumers. In that vein, this week, KrowdFit announced that it was partnering with the FinTech company Deserve...
Chase IHG Mastercards

Chase and IHG Refresh Credit Card Line-Up, Add Business Credit Card

When it comes to hotel chains, the Hiltons and Marriots of the world seem to get the most attention — including when it comes to co-branded credit cards. However, many forget that IHG is actually one of the top hotel groups in the world. Now, perhaps in a bid to re-establish some of its dominance, IHG has announced a complete refresh of its co-branded card line-up, which is issued by...
Kohls credit card

Kohl's and Capital One Extend Partnership, Plan Co-Branded Card

A popular retailer and a ubiquitous credit card issuer are set to continue their long-held partnership. Today, Capital One and Kohl's announced a multi-year extension of their credit card program agreement. This happens to be the second extension of the partnership, with the last one coming in 2014. Currently, Capital One already issues Kohl's private label store credit card. However, as part of the contract extension, the retailer and the...
Mutiple metal debit and credit cards

Obsessed With Metal Credit and Debit Cards? You Are Not Alone

Here's a fun experiment you can try the next time you're on Instagram: look for an ad featuring a credit card and see if there's a comment reading something to the effect of, "Is it metal?" Yes, these days one of the star features of a credit card product has little to do with finance and more to do with material as metal cards have been all the rage among...
black credit card

Money at 30: My Next Credit Card — 4 Options I'm Considering

Am I the only one who spends a good part of my day thinking about credit cards? Thankfully, this isn't because I have a load of debt that haunts me or because my due dates keep sneaking up on me. Instead, I am regularly finding new cards, assessing my current line-up, and consistently considering possible additions. Today, I wanted to discuss four cards that I've devoted at least some time...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...