Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

a woman sitting on a large red lounge chair holding an iPhone with the Bilt Rewards app
Credit Cards

Bilt Reveals More Details on New Bilt Cash Reward Component

by Kyle Burbank
As the official launch of Bilt 2.0 is now just around the corner, the company has finally lifted the curtain on what will be a key feature of the new cards: Bilt Cash. About Bilt Cash: When Bilt unveiled its line-up of 2.0 cards, Bilt Cash was a cornerstone of each. In fact, each of the three cards (Bilt Blue, Bilt Obsidian, and Bilt Palladium) earn 4% Bilt Cash on...
Capital One Venture Rewards Card
Credit Cards

Capital One Venture Card Brings Back Stellar Welcome Offer

by Kyle Burbank
As consumers start to flesh out their 2026 travel plans, Capital One is bringing back an attractive offer for one of its flagship cards. About the Limited-Time Capital One Venture Offer: For a limited time, new Capital One Venture Rewards customers can not only earn a bounty of bonus miles but can also score a credit for Capital One Travel. Currently, new cardholders can earn 75,000 bonus miles after spending...
woman's had holding three Bilt credit cards
Credit Cards

Bilt 2.0 Already Introduces Another Housing Payments Option

by Kyle Burbank
Just two days after announcing the details of its 2.0 credit card line-up, Bilt has added a new wrinkle to its housing payment options. About the New Bilt Housing Rewards Option: When Bilt's new credit card program was introduced, one controversial change was that cardholders would have to pay a transaction fee if they wanted to earn points on rent or mortgage payments. However, the company also introduced Bilt Cash...
3 Bilt Credit Cards
Credit Cards

Bilt Unveils Full Details on New Rewards Credit Card Line-Up

by Kyle Burbank
Following months of teases and weeks of leaks/rumors, Bilt has officially released a full look at their new credit card offerings. About Bilt's Credit Card Line-Up As expected, Bilt will now offer three credit card options. The newly-revealed names for these products are Bilt Blue, Bilt Obsidian, and Bilt Palladium. Respectively, these cards carry no annual fee, a $95 annual fee, and a $495 annual fee. One big change with...
Capital-One-Lounge-at-CLT Entrance
Credit Cards

Capital One Announces Upcoming Lounge Location in Charlotte

by Kyle Burbank
The relatively young Capital One Lounge network is set to expand once again as a new location in a popular American Airlines hub has been revealed. About the Capital One Lounge Coming to CLT This week, Capital One and Charlotte Douglas International Airport announced that a new lounge location would soon come to the North Carolina airfield. The location will occupy 14,000 square feet and will be located on the...
Apple Card app
Credit Cards

Chase Officially Set to Take Over Apple Card Issuance

by Kyle Burbank
After years of rumors, it's official: the Apple Card is hopping to a new issuer. About the Chase-Apple Card Deal: This week, Apple officially announced that Chase would become the new issuer of the Apple Card. The bank will be stepping in for Goldman Sachs, who originated the card in partnership with Apple, marking Goldman's first entry into the consumer credit card space. While this update is being announced now,...
AAdvantage Card with a traveler starring at buildings
Credit Cards

American Airlines Rolling Out Free WiFi Starting This Month

by Kyle Burbank
Another domestic airline is introducing complimentary WiFi access for its passengers. About American's WiFi Roll Out: American Airlines is the latest carrier to announce that it's bringing free in-flight WiFi to fruition. Sponsored by AT&T, a complimentary connection will be offered to AAdvantage members. The airline says that this feature will be rolled out to all of its narrowbody and two-class regional jets by early spring. Select Boeing widebody aircraft...
collage of credit cards
Credit Cards

My Personal Credit Card Strategy for 2026

by Kyle Burbank
Each year for the past several years, I've shared a look at "what's in my wallet" and how I'll be using each of the rewards credit cards. Well, it turns out that 2025 was the most disruptive year for my rewards strategy to date. Cards were added, some were closed (sometimes against my will), and others were refreshed. For that reason, as we look to my 2026 credit card approach,...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...