Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Bilt and Wyndham logos and Bilt app transfer screenshot
Credit Cards

Bilt April 2026 Rent Day Transfer Bonus to Feature Wyndham

by Kyle Burbank
Bilt is debuting a new travel transfer partner — and offering a transfer bonus for April 2026 Rent Day. Plus, an extra redemption increase will be available. About the Wyndham Rewards Transfer Bonus This week, Bilt announced that members can now transfer Bilt Points to Wyndham Rewards. The program is now the 24th Bilt transfer partner overall and the sixth hotel option. And, to celebrate April's Rent Day, members can...
team breakdown and two Academy credit cards
Credit Cards

Academy Sports Launches New MyAcademy Rewards Mastercard

by Kyle Burbank
The popular sporting goods store Academy is rolling out an updated rewards credit card and loyalty program. About the MyAcademy Rewards Mastercard: Academy Sports + Outdoors and Bread Financial are teaming up for a new credit card offering. This week, the retailer announced the launch of the MyAcademy Rewards Mastercard. The update also corresponds with changes to the MyAcademy program. With the MyAcademy Rewards Mastercard, customers can earn 5% off...
Chase Freedom credit card
Credit Cards

Chase Freedom Reveals Q2 2026 5% Bonus Categories

by Kyle Burbank
Updated on March 16, 2025 Chase has announced its second quarter 2026 bonus category picks, including another charity partner option. About the Q2 2026 5% Bonus Categories for Chase Freedom and Freedom Flex Officially, Chase Freedom and Freedom Flex cardholders will have three bonus categories to take advantage of during the second quarter of the year — although there's an extra category embedded in one pick. From April 1st through...
two Marriott Bonvoy American Express Cards
Credit Cards

Marriott Bonvoy Credit Cards Offering Increased Welcome Bonuses

by Kyle Burbank
For a limited time, new cardholders can claim enhanced welcome bonuses on two of Marriott Bonvoy's co-branded credit cards. About the Marriott Bonvoy Welcome Bonuses: Just in time for the Spring Break and summer travel seasons, Marriott Bonvoy is offering increased welcome offers on a pair of its cards. Starting with the top-tier Marriott Bonvoy Brilliant American Express Card, new cardholders can currently earn 200,000 bonus points after spending at...
Ford and Bread Financial logos and 4 Ford Visa Cards
Credit Cards

Ford Launches Updated Rewards Credit Card with Bread Financial

by Kyle Burbank
Ford is partnering with Bread Financial to debut a new rewards credit card for vehicle owners. About the Ford Rewards Credit Card: Michigan-based automaker Ford has just unveiled its new Ford Rewards Visa Signature Card. With this new offering, customers can earn Ford Rewards points on a variety of everyday purchases as well as increase their Ford Rewards status. First, Ford Rewards credit cardholders can earn a total of up...
burger and fries next to two paint cans and a brush
Credit Cards

Discover Announces 5% Bonus Categories for Q2 2026

by Kyle Burbank
Updated on March 2, 2026 With Spring just around the corner, Discover has announced its second quarter 5% bonus category picks. About Discover’s Q2 2026 Bonus Categories: From April 1st through June 30th, 2026, Discover It customers can earn up to 5% back in two spending categories. Restaurants and Home Improvement Stores. First, the popular purchase category Restaurants returns for 2026. This category includes full-service restaurants as well as cafes,...
friends eating dinner
Credit Cards

Best Dining Rewards Credit Cards

by Kyle Burbank
Updated on February 26, 2026 When it comes to credit card rewards, there are plenty of cards, each covering its own purpose. However, among the most common categories featured is dining — and why not? Who doesn't love a family dinner out, date night delight, or a foodie tour of a new town? In turn, there's no shortage of cards that can reward diners in different ways. For those looking...
Japan Airlines airplane
Credit Cards

Bilt Launches JAL Transfer Bonus for March 2026 Rent Day

by Kyle Burbank
Bilt 2.0 has arrived — and now the first Rent Day of the new era has been revealed. About the Japan Airlines Transfer Bonus On March 1st, Bilt members can score up to a 125% bonus when transferring points to Japan Airlines (JAL). As usual, the size of the bonus will vary based on members' Bilt status. Here's a look at the bonus brackets for this offer: Blue (entry level):...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...