Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

One Key credit cards and a woman on a boat
Credit Cards

Wells Fargo Offering Enhanced Bonuses for One Key Cards

by Kyle Burbank
Wells Fargo has unveiled limited-time welcome offers for both of its One Key co-branded credit cards. About the bonuses: Those who have had their eyes on One Key's rewards credit card options may want to take advantage of the increased bonuses that are available now. Currently, new One Key cardholders can earn $400 in OneKeyCash after spending $1,000 in purchases on the card within their first three months. Meanwhile, those...
American Express Member Week March 17-21
Credit Cards

American Express Announces March Member Week Celebration

by Kyle Burbank
In celebration of its 175th anniversary, American Express has announced that it will be hosting Member Week next month. About Amex Members Week: Amex is bringing back Members Week for 2025 — this time launching the affair in March as opposed to the traditional fall timeframe. This latest event also marks the first time the company has celebrated it since the 2023 edition. 2025's American Express Member Week will be...
JetBlue Premier Credit Card
Credit Cards

JetBlue Launches Premier Credit Card with $499 Annual Fee

by Kyle Burbank
Having previously announced plans to introduce a premium travel card, today, JetBlue officially announced their latest product. About the  JetBlue Premier Card: JetBlue in partnership with Barclays has launched the new JetBlue Premier World Elite Mastercard. This card joins the airline's co-branded consumer credit card line-up, which also includes the no-annual-fee JetBlue card and the $99 annual fee JetBlue Plus card. The JetBlue Premier card carries a $499 annual fee. Additionally,...
Avianca plane flying through clouds
Credit Cards

Bilt Offerings Avianca Lifemiles Bonus for February 2025 Rent Day

by Kyle Burbank
This Rent Day, Bilt members can earn up to a 100% transfer bonus for Avianca. About the Rent Day February 2025 transfer bonus: On February 1st, 2025, Bilt Rewards members can earn bonus miles when turning their Bilt Points into Avianca Lifemiles. While members can earn bonuses of up to 100% (meaning that 1,000 Bilt Points would convert to 2,000 Lifemiles), the size of these bonuses will be based on...
NerdWallet Best of Awards 2025
Credit Cards

NerdWallet Names Best Credit Cards, Banking Products for 2025

by Kyle Burbank
With the new year now here, NerdWallet has released its annual Best-Of Awards looking at the top credit cards, banking tools, and more. About the results: As they've done for several years running, NerdWallet has announced a slate of awards looking at the best options in finance. Starting with credit cards, the Wells Fargo Active Cash card was named Best Credit Card for Simple Cash Back thanks to its flat...
stack of credit cards
Credit Cards

My Personal Credit Card Strategy for 2025

by Kyle Burbank
Each year for the past several years, I've shared a look at "what's in my wallet" and how I'll be using each of the rewards credit cards I have. In 2024, my strategy actually saw some decently sized changes thanks to product changes, further lifestyle shifts, and more. Therefore, I was excited to write all about my 2025 rewards credit card mix, including what I'll be keeping an eye on...
ALL and Bilt logos superimposed over a luxury hotel pool
Credit Cards

Bilt Offers Accor Status Match for First Rent Day of 2025

by Kyle Burbank
Bilt members can start off 2025 with complimentary Accor status and enjoy other Rent Day offers. About January 2025 Bilt Rent Day offers: During the first Rent Day of the new year, Bilt Members will be able to claim complimentary Accor Live Limitless (ALL) status. Moreover, some member will have the opportunity to upgrade their ALL status by redeeming points. First, on January 1st, all Bilt members can request a...
collage of Chase bonus categories for Q1 2025
Credit Cards

Chase Celebrates 15 Years of Freedom with Q1 Bonus Categories

by Kyle Burbank
In the first quarter of 2025, Chase is not only welcoming a new year but is also celebrating the 15th anniversary of its Freedom product. About Chase's Q1 2025 bonus categories: From January 1st through March 31st, Chase Freedom Flex (and the retired Chase Freedom) customers can earn up to 5% back in four bonus categories: Grocery Stores; Fitness Clubs; Hair, Nails, and Spa Services; and Norwegian Cruise Lines. First,...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...