Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Chase Sapphire Credit Card
Credit Cards

Chase Makes Rate Adjustments to Pay Yourself Back Program

by Fioney Staff
Early in the pandemic, Chase made a few changes to help their credit card customers get value from their cards even at a time when travel was halted. One of the most notable developments in this vein was the introduction of the Chase Pay Yourself Back program. With this feature, those with cards such as the Chase Sapphire Reserve and Sapphire Preferred could redeem their points for "everyday" purchases such...
woman sitting in a hotel room
Credit Cards

Guide to Hotel Co-Branded Credit Card Options

by Kyle Burbank
This holiday season will see millions of Americans traveling all across the country. And while many may be staying with friends or family once reaching their destinations, many others will likely be visiting a hotel. In these cases, location may dictate which property they ultimately stay at. Nevertheless, there are plenty of benefits to brand loyalty when it comes to hotels. Similarly, with many popular hotel chains offering co-branded credit...
stack of credit cards
Credit Cards

Money at 30: My Personal Credit Card Strategy for 2023

by Kyle Burbank
Over the past six years, I've gone from having one credit card to having more than half a dozen. With every card I add, I often pick up an extra perk, multiplier on a useful category, or some other benefit. Meanwhile, as my portfolio evolves and as issuers update their products, there are also some instances where a card no longer becomes useful to me. With all of that in...
AMC Entertainment Visa Card
Credit Cards

AMC Entertainment Announces Co-Branded Credit Card Offering

by Fioney Staff
During the pandemic, the struggling AMC Theatres got a boost when the company became a hit "meme stock" alongside the likes of GameStop. Since then, the theatre chain has embraced this side of its business, including offering perks to shareholders. Now, the company is prepping for another way to build upon this loyalty, announcing the impending debut of the AMC Entertainment Visa Card. According to AMC, it's set to be...
image collage of Discover It Q1 2023 bonus categories
Credit Cards

Discover Announces 5% Bonus Categories for First Quarter of 2023

by Fioney Staff
The popular Discover It card — which features 1% on all purchases as well as a slate of bonus rotating categories each quarter — has revealed what purchases will earn cardholders that 5% bonus starting January 1st. For the first quarter of 2023, Discover It cardholders can earn 5% back on grocery store, drug store, and select streaming service purchases. However, there are a few asterisks to note with this offer....
holiday travel image
Credit Cards

Rewards Credit Card Options for Holiday Travel

by Kyle Burbank
The Thanksgiving holiday may have brought a surge in travel — but it feels like it's just a warm-up for the main event next month. With many Americans looking to take the skies or the road this holiday season, there's no doubt that things will be busy. What's more, between inflation and increased demand, the cost of this travel could be higher than normal. Luckily, there are a few rewards credit...
Bilt Mastercard
Credit Cards

Bilt Extends Rent Day Promotion for Black Friday and Beyond

by Fioney Staff
In October, the unique Bilt Mastercard unveiled its inaugural Rent Day promotion, which included the opportunity for cardholders to earn double rewards and nearly all of their purchases on the first of the month. That deal returned in November alongside the addition of a United Airlines status match offer and more. Now, just in time for Black Friday, Small Business Saturday, and Cyber Monday, Bilt is extended December's Rent Day...
Amex approval notification
Credit Cards

American Express Introduces New Credit Card Approval Process

by Fioney Staff
For some consumers, applying for a new credit card can be anxiety-inducing as there's a chance that they could not only be declined for the product but also have their credit impacted by the credit inquiry. To give these applicants better peace of mind, American Express is rolling out a new approval process. Amex has announced a new pilot program for its U.S. Personal Cards (meaning non-business cards) that will allow...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...