Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Amazon and Target logos
Credit Cards

Discover Announces 5% Bonus Categories for 4th Quarter of 2023

by Kyle Burbank
This morning, Discover revealed the spending categories that cardholders will be able to earn up to 5% back on starting October 1st, 2023. About the Q4 5% bonus categories: During the fourth quarter of 2023 — which runs from October 1st through December 31st — Discover It cardholders can earn up to 5% back on purchases at Target as well as on Amazon.com. To be clear, this includes online and...
Bilt Rewards September Rent Day
Credit Cards

Bilt Announces SoulCycle Promotion for September Rent Day

by Kyle Burbank
Bilt Rewards has announced its slate of offerings for September 2023's Rent Day — including an expansion of its SoulCycle partnership. About the Rent Day SoulCycle promotion: Bilt is taking its partnership with SoulCycle to the next level for its September 2023 Rent Day promo. First, on September 1st, one rider in each Rent Day Ride will win free rent (up to $2,500). These Rent Day Ride classes will be...
Bank of America Customized Cash Rewards Card
Credit Cards

BofA Announces New Additions to Customized Cash Rewards Card

by Kyle Burbank
Bank of America has unveiled some updates to its Customized Cash Rewards and, specifically, two of its rewards category options. About the updates: With the Customized Cash Rewards card, customers can select one eligible category and earn 3% back on purchases in that category. Now, Bank of America has announced updates to two options, giving customers even more ways to earn. The first category seeing an expansion is gasoline. Now,...
AMEX Platinum Card
Credit Cards

Amex Tweaks Platinum Card Including Authorized User Fee Hike

by Kyle Burbank
American Express has announced some tweaks to its iconic Platinum Card, including updates to its authorized user fee and its Digital Entertainment Credit. About the authorized user fee update: Effective today, as TPG reports, the American Express Platinum will not only hike its authorized user fee but will also change the pricing structure altogether. Previously, Platinum cardmembers could add up to three AUs for a total of $175 per year...
Chase Aeroplan Card
Credit Cards

Chase Aeroplan Card Brings Back 100K Point Bonus Offer

by Kyle Burbank
Whether you're a frequent Air Canada passenger or just a fan of earning rewards, a new welcome bonus offered for the Chase Aeroplan card may be of interest. About the offer: Currently, new Chase Aeroplan cardholders can earn up to 100,000 bonus points. However, this deal is broken up into two pieces. First, cardholders can earn 75,000 points when they spend at least $4,000 in purchases on the card within...
American Express Green Card
Credit Cards

American Express Green Card Credit Card Overview

by Kyle Burbank
In the past, I've talked a lot about American Express cards such as the Platinum and Gold cards. However, there's a third option in this line-up that isn't as discussed these days: The American Express Green Card. Ironically, once you see the card, you may realize that it's actually what you envision when you think about what an iconic Amex looks like. What's more, the Green card has plenty of...
teenage girl holding a Greenlight credit card and cellphone
Credit Cards

Greenlight Family Cash Cardholders Can Help Teens Build Credit

by Kyle Burbank
A popular platform for teaching children and young adults about managing their finances is now offering a way for them to also built credit via their parents. What's new: Adults with the Greenlight Family Cash Card can now help their teens build credit even before they turn 18. As Greenlight has announced, cardholders can add their children as authorized users. This will then allow teens to establish credit history while...
American Express + Resy Shop Small promo
Credit Cards

Amex Announces Resy Tastemakers Campaign

by Kyle Burbank
This month, American Express and Resy are celebrating small restaurants with a new promotion that could also mean savings for cardholders. About the promotion: With August traditionally being an inconsistent month for restaurants, American Express and Resy have announced a special celebration of local and influential dining locations. Dubbed American Express and Shop Small Present: The Resy Tastemakers, the offering will not only give cardholders in select cities the chance...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...