Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Chase Freedom Rise Credit Card
Credit Cards

Chase Introduces Freedom Rise Card for New-to-Credit Customers

by Kyle Burbank
Chase's popular Freedom line of rewards credit cards is growing. This week, the bank announced the debut of the Freedom Rise card. However, in contrast to some of the issuer's other products, the Rise card is specifically aimed at new-to-credit customers. About the Chase Freedom Rise: First, the Chase Freedom Rise will allow cardholders to earn 1.5% cashback on all purchases and there's no minimum rewards redemption requirement. The card...
reviewing credit card bills on a computer
Credit Cards

Why I Don't Autopay My Credit Cards

by Kyle Burbank
One of the best features of personal finance in 2023 is the ability to automate several aspects of your financial life. In fact, some have said that doing so is one of the keys to mastering money. For the most part, I agree with this as I've seen the benefits of automated savings, investing, etc. Furthermore, nearly all of my regular recurring bills are set to autopay. Well, that is...
Gas pump nozzle and Discover It Card
Credit Cards

Discover Announces 5% Bonus Categories for Q3 2023

by Kyle Burbank
With June now underway, Discover is looking ahead to the third quarter of the year and announcing what bonus categories cardholders will earn up to 5% back on starting next month. About Discover's Q3 2023 categories: From July 1st through September 30th, Discover It cardholders will be able to earn up to 5% back in two categories: gas stations and digital wallets. Despite the name, the gas stations category will...
Holiday Inn Club Vacations Credit Card
Credit Cards

Holiday Inn Club Vacations Partners with Imprint for New Card

by Kyle Burbank
A well-known timeshare brand is launching its own rewards credit card. This week, Holiday Inn Club Vacations (which is separate from IHG Hotels & Resorts and the core Holiday Inn brand) announced that had partnered with the FinTech startup Imprint and issuer First Electronic Bank to create the Holiday Inn Club Vacations World Mastercard. About the Holiday Inn Club Vacations World Mastercard: First, the card earns 3% back on Holiday...
Bilt Rewards birthday logo
Credit Cards

Bilt Announces June Rent Day Challenge for Its Birthday

by Kyle Burbank
With the first of the month just around the corner, Bilt is once again readying for its Rent Day promotion. This time around, in celebration of the platform's birthday, it will be hosting a special edition of its Rent Day Challenge, giving customers and cardholders a chance to win major prizes. This month's offer: On June 1st, Bilt will bring back its Rent Day Challenge. While past Challenges have taken...
Citizens Private Client Mastercard
Credit Cards

Citizens Introduces Private Client Mastercard with Touch Card

by Kyle Burbank
This week, Citizens Bank introduced a new credit card that not only appeals to its top-tier customers but will also utilize a brand new feature. As the bank announced, the new Citizens Private Client World Elite Mastercard will be the first in the United States to utilize Mastercard's Touch Card. About the card: With the Citizens Private Client credit card, customers can earn unlimited 2% back on all purchases. Additionally,...
American Express Green Card
Credit Cards

American Express Green Card Unveils Best-Ever Welcome Offer

by Kyle Burbank
Those looking to do some traveling this summer and who want to earn rewards in the process may have a new top card pick to consider. Today, American Express announced a new welcome bonus for its iconic Green Card that just happens to be the best-ever offer for the card. Now, new cardholders can earn 60,000 Membership Rewards points after spending $3,000 in purchases on the card during their first...
Chase Sapphire Preferred Visa Card
Credit Cards

80k Chase Sapphire Preferred Welcome Bonus Offer Ending Soon

by Kyle Burbank
Those who have been considering adding the Chase Sapphire Preferred to their rewards credit card portfolio may want to act soon as an enhanced welcome bonus offer is coming to an end. While Chase has not revealed exactly when the current offer will expire, the bank has announced that it will be "soon" — leaving prospective cardholders little time to claim the offer valued at up to $1,000 in travel....
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...