Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Chase Q3 bonus categories for summer
Credit Cards

Chase Freedom Announces 5% Bonus Categories for Q3 2024

by Kyle Burbank
With the official summer season about to begin, Chase has embraced the fun for its Chase Freedom third quarter 2024 bonus categories. About the Q3 2024 bonus categories: From July through September, Chase Freedom and Freedom Flex cardholders can earn up to 5% back in three (technically four) bonus categories. First up is gas/EV charging station. This includes gasoline paid for either at the pump or inside of the station....
holding a credit card in the air
Credit Cards

The Top 3 Credit Cards I Recommend Most Often

by Kyle Burbank
Ever since I got back into the credit card game years ago, my interest in earning cashback and rewards has only grown. In turn, I've also written a lot about various credit cards over time — including some I like and some I think are a total waste of time. Because of this, with increasing frequency, friends and family have asked me for recommendations on cards they should get. While...
Wells Fargo Attune Card
Credit Cards

Wells Fargo Debutes Attune Card with Unique Rewards Categories

by Kyle Burbank
Wells Fargo has just introduced its latest rewards card — and it certainly has some unique offerings. About the Attune World Elite Mastercard: With the new Wells Fargo Attune World Elite Mastercard, customers can earn 4% back on an eclectic list of rewards categories. The Atune card breaks these down into three main columns: Self-Care; Sports, Recreation, and Entertainment; and Impactful Purchases. For Self-Care, gym memberships, exercise classes, salons, and...
Walmart logo and a full grocery bag
Credit Cards

Discover Reveals 5% Bonus Categories for Q3 2024

by Kyle Burbank
Discover has announced its 5% bonus category selections for July through September of 2024. About the Q3 2024 bonus categories: Starting next month, Discover It customers can earn 5% back on purchases that fall into two special categories: grocery stores and Walmart. First, the grocery store category includes supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. However, purchases made at Target or at convenience stores, wholesale clubs,...
Bilt June dining rewards
Credit Cards

Bilt Rewards Reveals Rent Day June 2024 Offers, Dining Boost

by Kyle Burbank
Bilt has announced its Rent Day offers for June 2024, including a bonus for its Neighborhood Dining feature. About the Neighborhood Dining offer and feature: Recently, Bilt Dining continued its expansion with the introduction of Neighborhood Dining. With this addition, Bilt Members can now earn bonus points at more than 20,000 restaurants across the country — including in cities where Bilt Dining had previously not been available. Now, for Rent...
Walmart + Capital One logos
Credit Cards

Capital One, Walmart to Cancel Co-Branded Credit Card Program

by Kyle Burbank
After a five-year partnership, Capital One and Walmart are breaking up. About the development: Late last week, Capital One and Walmart announced plans to end their agreement regarding Walmart consumer credit cards. However, a shutdown date for the program has not been revealed, with details expected "in the coming months." In the meantime, cardholders will still be able to use their card, earn rewards, and redeem rewards. When the program...
Richard Branson and Virgin and Synchrony bank execs holding a giant credit card
Credit Cards

Virgin Red to Partner with Synchrony for New Rewards Credit Card

by Kyle Burbank
Virgin Red is readying a new co-branded credit card in partnership with Synchrony. About the partnership and new card program: This week, Virgin and Synchrony revealed plans to launch the Virgin Red Rewards World Elite Mastercard. The new card is currently expected to debut during the second half of this year. While details of the card were not fully announced, the companies note that the Virgin Red Rewards card will...
two Avianca Airlines credit cards
Credit Cards

Avianca Airlines Launches U.S. Credit Card Lineup with Cardless

by Kyle Burbank
Another foreign airline is launching rewards credit cards in the U.S. with the help of Cardless. About the cards: Avianca Airlines and Cardless have announced the arrival of two new cards: The Avianca LifeMiles American Express card and the Avianca LifeMiles American Express Elite card. First, the $99 annual fee Avianca LifeMiles card earns 2x LifeMiles on Avianca Airlines purchases (including the purchase of LifeMiles). Additionally, the card earns 2x miles...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...