Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

ALL and Bilt logos superimposed over a luxury hotel pool
Credit Cards

Bilt Offers Accor Status Match for First Rent Day of 2025

by Kyle Burbank
Bilt members can start off 2025 with complimentary Accor status and enjoy other Rent Day offers. About January 2025 Bilt Rent Day offers: During the first Rent Day of the new year, Bilt Members will be able to claim complimentary Accor Live Limitless (ALL) status. Moreover, some member will have the opportunity to upgrade their ALL status by redeeming points. First, on January 1st, all Bilt members can request a...
collage of Chase bonus categories for Q1 2025
Credit Cards

Chase Celebrates 15 Years of Freedom with Q1 Bonus Categories

by Kyle Burbank
In the first quarter of 2025, Chase is not only welcoming a new year but is also celebrating the 15th anniversary of its Freedom product. About Chase's Q1 2025 bonus categories: From January 1st through March 31st, Chase Freedom Flex (and the retired Chase Freedom) customers can earn up to 5% back in four bonus categories: Grocery Stores; Fitness Clubs; Hair, Nails, and Spa Services; and Norwegian Cruise Lines. First,...
American Express Gold and Capital One SavorOne cards
Credit Cards

Amex Gold vs Capital One Savor vs. Amex Green — Which is Best for Diners?

by Kyle Burbank
It's time for a rewards credit card showdown — or should I say chow down? A while back, a friend of mine was asking me about various dining card options and specifically wanted to know my thoughts on the American Express® Gold Card versus the Capital One Savor [formerly the SavorOne]. Incidentally, I happen to have had both card options in the past, which I'll explain in a bit. So,...
collage of Discover It Card 5% categories for Q1 2025
Credit Cards

Discover Announces 5% Bonus Categories for First Quarter of 2025

by Kyle Burbank
With the end of the year fast approaching, Discover has revealed its bonus category picks to kick off 2025. About Discover's Q1 2025 5% bonus categories: To start the year, during the first quarter of 2025, Discover It customers can earn up to 5% back in three categories: Restaurants, Home Improvement Stores, and Select Streaming Services. First, for the Restaurants category, full-service restaurants, cafes, cafeterias, fast-food locations, and caterers are...
Hard Rock Rewards Card and Maldives Hotel
Credit Cards

Hard Rock International Introduces Co-Branded Rewards Card

by Kyle Burbank
An iconic brand is launching a new co-branded credit card in support of its recently added loyalty program. About the Unity by Hard Rock Mastercard: This week, Hard Rock International announced the Unity by Hard Rock Mastercard Credit Card. With this new offering, guests can earn points for the brand's Unity program, which debuted this summer. The new card is issued by Comenity Capital Bank, which is a subsidiary of...
Citi Advantage Card sitting on top of a wallet
Credit Cards

Citi to Become Exclusive Issuer of American Airlines Credit Cards

by Kyle Burbank
American Airlines and Citi have reached a new agreement for their co-branded rewards credit card partnership — which will also push a different issuer out of the picture. About the new agreement: Today, Citi and American Airlines revealed that they've signed a deal to extend their co-branded partnership. The new agreement is for 10 years and comes after 37 years of the two companies working together. As part of the...
AMEX Gold card moving to an AMEX Green card
Credit Cards

Why I Downgraded From the Amex Gold Card to Amex Green Card

by Kyle Burbank
This week, I did something I'd never actually done before: I canceled a credit card. Well, technically, I did a product change — but that's close enough. That's right, I made good on my threat to ditch the Amex Gold Card after the recent update and, instead, will now be an Amex Green Card customer for the first time. So, why did I decide to make this change, what was the...
Capital One Saver Card
Credit Cards

Capital One Savor Rewards [SavorOne Rewards] Credit Card Review

by Kyle Burbank
When I looked through my wallet and the credit cards I use most often, I realized a couple of years ago that I had neglected to formally review one of my favorites: the Capital One Savor Rewards card. Sure, I've mentioned it in plenty of previous posts (including my annual "personal credit card strategy" articles), but I've failed to give it its due in terms of a full-fledged guide of...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...