
FinTech News
Are P2P Loans Actually "Predatory"?
by Fioney Staff
A new report released by the Federal Reserve Bank of Cleveland is causing waves in the FinTech community as it makes some harsh claims about the practice of peer to peer (P2P) lending — also known as marketplace lending. Among those assertions is the idea that P2P lenders engage in predatory practices, with the report stating, "P2P loans resemble predatory loans in terms of the segment of the consumer market... 
Personal Finance
Money at 30: 3 Road Trip Lessons From My Latest Journey
by Kyle Burbank
This past week, my wife and I got to take a little vacation... if you consider driving 24 hours in each direction and running a combined total of 19.3 miles on two different days a vacation. For the fourth year in a row, we participated in the runDisney Super Heroes Half Marathon at the Disneyland Resort. Of course, when we started this streak, we were still living in California, making... 
Retirement
How to Plan a Realistic Retirement Budget
by Phil Bradford
Retirement should be a time of reduced stress but if you don't have a realistic budget in place you could end up causing yourself even more stress than when you were working. No one wants to spend their twilight years stressed over paying bills so getting a budget in place now is key for a happy retirement. Why Do You Need a Retirement Budget? One of the most important reasons... 
Personal Finance
Money at 30: The Pros and Cons of Adding an Authorized User
by Kyle Burbank
With the holiday shopping season approaching, I've been thinking a lot about credit cards lately. In addition to planning out some of our shopping itinerary and determining which card is best to use for each item, I actually decided to apply for another credit card recently as well. After doing so, I also had another important choice to make: should I add my wife as an authorized user or not? For... 
Personal Finance
4 Smart Ways to Use Your Credit Cards for Holiday Shopping
by Fioney Staff
With Daylight Saving Time over, the air getting crisper, and grocery stores ordering turkeys by the truckload, it's becoming clear that the holiday season is just around the corner. In a few short weeks, the 2017 shopping season will officially commence — and many of us are already preparing our wallets accordingly. Of course, just because this season is all about giving doesn't mean you can't get rewarded as well.... 
Personal Finance
Top 10 Personal Finance Articles of the Month — October 2017
by Fioney Staff
It’s time again for my favorite feature here on Dyer News: a look at my top 10 personal finance articles of the month. Like in many months prior, credit proved a popular topic once again, with many personal finance bloggers looking at the system itself and how consumers can navigate it. Additionally this month brought some smart suggestions for traveling on a budget as well as some always timely general... 
Personal Finance
Money at 30: How to Save Money on Streaming Services
by Kyle Burbank
It happened again this past weekend. As of Friday morning, social media, news networks, and tired-eyed employees gathered around water coolers were all talking about it. Yes, the latest season of Stranger Things hit Netflix, marking the latest cultural phenomenon brought to us by a streaming service. Thanks to big events like this one, more and more Americans have either been ditching their standard cable and satellite service in favor of Netflix,...