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Fioney Staff

Fioney aims to help guide you to make the best decisions when it comes to the ever changing worlds of personal and small business finance.
Teller co-founders

Banking API Startup Teller Raises $4 Million

While it's clear that Teller's team is feisty and hungry for a shot to complete with Plaid, the head start the latter has enjoyed will certainly be a major factor.
calculating FICO score

Fair Isaac Announces FICO 10 Credit Score Model

Although these upcoming developments might put fear into some consumers, it seems that those who are already practicing good credit habits have little to worry about.
SoFi logo

FinTech SoFi Announces Partnership with Mastercard

Over the past few months, the FinTech firm SoFi has been quite busy. For example last year it introduced a hybrid money management account called SoFi Money, offering high-yield interest, reimbursed ATM fees, and other perks. Now the company is looking to expand on that success, announcing a multifaceted partnership with Mastercard. In their press release, SoFi also teased additional benefits and products that will come to fruition through their...
United Business MileagePlus Visa card

Chase and United Debut New Business Credit Card

Small business owners who travel often or want to save up miles for their next vacation will now have a new credit card option for accruing rewards. Today Chase and United unveiled the United Business Card, which will replace the previous United Explorer Business Card. According to a press release for the new offering, the United Business Card is "designed to help business travelers maximize their miles." As part of...
Apple Card screenshot

Apple Card Adds Ability to Export Transactions Spreadsheet

When the Apple Card launched in August of last year, it was perhaps the most high-profile example of FinTech seen to date. At the same time the card itself wasn't exactly built to play nice with other FinTech products as it offered no way for users to link their accounts to personal finance and budgeting applications. Thankfully, as TechCrunch reports, Apple is now working to correct that, offering a solution...
woman talking on a cell phone

LendingTree Study Shows How Much a "Fair" Credit Score Can Cost

As confusing as credit scores can be for some people, one thing is fairly clear: a higher score means paying less for financing. But how much less? A recent study by LendingTree compiled the data to find out how much those with "very good" credit save in interest compared to those with only "fair" credit scores. For the purposes of their report, LendingTree defined a "fair" credit score as being...
jet flying overhead

Delta Announces Major Profit-Sharing Bonuses for Employees

As the United States economy has continued to expand and executive compensation has expanded with it, income inequality has become a more high-profile topic. While that's partially because of the latest election cycle and the controversial 2017 tax bill, grassroots minimum wage hike efforts and the like have also played a role. Given the current climate then, it may be surprising to hear about a major corporation surprising its employees...
graph of services receiving illegal bitcoin funds

Chainalysis Suggests $2.8 Billion in Bitcoin Was Laundered Last Year

For as much mainstream success and acceptance as Bitcoin and other cryptocurrencies have enjoyed in recent years, there are still those who remain skeptical of digital currency. In addition to those who criticize crypto for not having any "real value," regulators have repeatedly pointed to the ability to "launder" funds as one of the reasons why Bitcoin needs greater oversight. To that point, a new report from Chainalysis found that...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...