Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Joshua Becker holding a copy of Things That Matter
Personal Finance

Money at 30: "Things That Matter" Audiobook Review

by Kyle Burbank
A couple of years back, I reviewed the book The More of Less: Finding the Life You Want Under Everything You Own by Joshua Becker — a popular blogger (Becoming Minimalist) that I've continued to be a fan of. After reading it, I was inspired to start my own journey in the direction of minimalism, while admittedly falling well short of being a full-on convert. More recently, Becker released a...
Personal Finance

Abra Announces Crypto Card to Operate on American Express Network

by Fioney Staff
Despite a recent rash of bad news, crypto-centric startups are continuing to press forward. Among them, the trading platform Abra just announced plans to launch a crypto rewards credit card. What's more, in a twist from other offerings, this product will be an American Express card. According to Abra, their upcoming card will earn crypto back on any purchase category. These crypto rewards will then be tradable, allowing users to...
Credit card rewards
Personal Finance

WalletHub Names Best Credit Card Rewards Program For 2022

by Fioney Staff
Are rewards credit cards worth it? It likely depends on which issuer and card option you choose. Now, to assist in that search, the personal finance site WalletHub has released its annual ranking of the best credit card reward programs. For the seventh year in a row, Capital One was named the best overall credit card rewards program. Furthermore, the bank's Venture card was declared their best, offering cardholders an...
May US CPI graph
Personal Finance

Inflation Hits Fresh 40-Year High in May 2022

by Fioney Staff
As many Americans are surely aware, the price of goods in the United States has been on the rise. This issue has been blamed on many factors, including supply chain issues, the war in Ukraine, labor shortages, and more. Regardless of the reasons behind it, the upward trajectory has not stopped. In fact, the latest report from the Bureau of Labor Statistics shows inflation hitting a new four-decade high. For...
PayPaly Crypto Wallet Transfers
Personal Finance

PayPal Adds Support for External Cryptocurrency Wallet Transfers

by Fioney Staff
Back in October 2020, PayPal made headlines by adding cryptocurrency trading to its immensely popular platform. Then, in March of last year, the company expanded its efforts by introducing Checkout with Crypto — a feature that allowed PayPal users to easily pay for purchases using supported crypto assets. Now, the service is doubling down once again, adding the ability for customers to send and receive coins using external wallets. In...
Everplans screenshots
Personal Finance

Money at 30: Everplans Review

by Kyle Burbank
As I've detailed many times before, I have a metric ton of bank accounts these days thanks to my duties as a FinTech reviewer. Because of this, every so often, my wife will see a new debit card come in the mail and half-jokingly ask, "So, how am I supposed to find all of these accounts if you die?" That's actually a really good question — and one I'd honestly...
Apple Pay Later screenshot
Personal Finance

Apple Officially Announces "Apple Pay Later" BNPL Service

by Fioney Staff
Apple may not be a traditional FinTech, but once again it's about to expand its financial technology bonafides. After previously launching its own mobile wallet, credit card, and more, the company is now set to enter the "Buy Now, Pay Later" (BNPL) market. At this year's Worldwide Developer's Conference, Apple unveiled its upcoming feature Apple Pay Later. Like many other BNPL options, Apple Pay Later will allow customers to make...
Personal Finance

Building Credit By Including Your Rent Payment History

by Kyle Burbank
Every month, millions of Americans pay their rent in full and on time — and shouldn’t that count for something? Instead, with while credit reports and scores often factor in payments made on loans, credit cards, etc., rent payments are typically excluded. However, that is starting to change. This is actually an issue that now Vice President and then-presidential candidate Kamala Harris brought to light during her 2020 campaign. Citing...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...