Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Knott API illustration
Personal Finance

Knot Card-on-File Management API Raises $10 Million

by Kyle Burbank
A FinTech that helps customers update their payment information for more seamless e-commerce has raised an eight-figure Series A. About the round: This week, Knot announced that it had raised $10 million. The Series A was led by Nava Ventures while Amex Ventures, fellow FinTech Plaid, and several individuals also participated. To date, the company has now raised a total of $13 million, including a $3 million seed round in...
B Generous and Damar Hamlin
Personal Finance

FinTech B Generous Signs Equity Deal with NFL's Damar Hamlin

by Kyle Burbank
A FinTech aiming to make donating to charity more accessible has announced a partnership with an NFL star. About the deal and B Generous: This week, B Generous announced a collaborative partnership with football player Damar Hamlin. As part of the deal, Hamlin will receive equity in the startup while also working with the firm's team to achieve their common goals. Launched nearly one year ago, B Generous is a...
2023 Toyota Sienna
Personal Finance

What's the Car-Buying Process Like in 2023?

by Kyle Burbank
When my wife and I purchased our most recent car in 2019, we opted for a "more modern" solution by buying online and retrieving our new (used) vehicle from a vending machine. Despite such platforms growing in popularity, believe it or not, there is still the old fashioned way: visiting a dealership. That's exactly what we did this week as we accompanied my mother-in-law on a test drive and, to...
Croissant app screenshots
Personal Finance

Croissant Launches, Raises $24 Million Seed Round

by Kyle Burbank
A FinTech platform that helps power retail reselling has raised a new round of funds upon its launch. About the funding round: The FinTech Croissant recently announced that it had raised $24 million. The seed round included participation from Portage, as well as KKR co-founders George Roberts and Henry Kravis. These funds helped accelerate the platform's MVP launch. To date, the company has now raised a total of $48 million...
FinTech funding chart
Personal Finance

FinTech Funding Falls in Q2 2023 for Lowest Quarter Since 2017

by Kyle Burbank
After reaching soaring highs in recent years, the FinTech funding market has continued to decline — with the latest figures amounting to a multi-year low. About the report: According to CB Insights' State of FinTech report, global FinTech funding totaled $7.8 billion in the second quarter of this year. Not only was this off nearly 50% from the prior quarter (note: Q1 was buoyed by Stripe's $6.5 billion Series I...
money, diploma, and graduation cap
Personal Finance

Do I Really Need a College Degree?

by Kyle Burbank
Looking back on my life so far, there are, of course, a few regrets I could name. Among the top things that I wish I did differently would be taking better care of my teeth and not having my dad get me a condo in Phoenix right before 1) the market sank and 2) I decided to move to California. In addition to that, I've often wondered how things might...
Current Build Card
Personal Finance

Current Launches a Secured Charge Card: Build Card

by Kyle Burbank
A popular neobank has added a new credit-building feature to its platform. About the Build Card. Recently, Current announced the launch of the Build Card. With this option, customers will be able to build personal credit while avoiding taking on debt. The secured product — which Current's terms bill as a "secured charge card" — allows users to spend using the Build Card and have their balance paid off each...
illustration of $ in a star
Personal Finance

Khan Academy Launches Free Financial Literacy Course

by Kyle Burbank
Those looking to learn about a number of financial topics now have a new resource to turn to. About the course: This week, Khan Academy announced a new financial literacy course. More accurately, the course is an expansion of a project first announced last year. While the version launched in December of last year included sections on Budgeting & Saving and Consumer Credit, this update now covers such topics as...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...