Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Greenlight debit card and app
Personal Finance

U.S. Bank Partners with Greenlight for Family Banking Tool

by Kyle Burbank
The family finance FinTech Greenlight has announced a new partnership with U.S. Bank. About the partnership: U.S. Bank and Greenlight are working together to help raise financial literacy for families. Now, eligible U.S. Bank checking account customers will have complimentary access to Greenlight's debit card and app. This includes accounts for up to five children. To get started, customers can enroll in Greenlight via the U.S. Bank mobile app or...
ForgiveCo envelope
Personal Finance

EarnIn Announces Erasure of $10.6 Million in Consumer Debt

by Kyle Burbank
The on-demand pay app EarnIn has teamed up with ForgiveCo to eliminate a chunk of consumer debt. About the debt alleviation: EarnIn has revealed that the company has relieved more than $10.6 million in consumer debt. According to a press release, this primarily consisted of credit card debt and auto loans. Specifically, this debt relief was applied to select residents of Atlanta, Georgia with household incomes of less than $100,000...
Public and Clear logos
Personal Finance

Brokerage App Public and ID Platform CLEAR Launch Partnership

by Kyle Burbank
A FinTech trading app and a biometric identification company are teaming up. About the partnership: This week, Public and CLEAR announced a new partnership. Now, members will have the option of verifying their identity with CLEAR when opening a brokerage account with Public. As a result, Current CLEAR customers will also enjoy an expedited onboarding experience when opening a Public account. As part of this partnership, Public is also offering...
AllGives logo and retailer logos
Personal Finance

Charity Cashback Platform AllGives Announces Browser Extension

by Kyle Burbank
A cashback platform with a charity twist is rolling out a new way for customers to earn while shopping online. About the extension: This week, AllGives announced the debut of the AllGives Browser Extension. The tool is now available for Google Chrome as well as Microsoft Edge. With this extension, AllGives users will automatically be prompted to activate cashback offers when they land on one of the more than 300...
signing a lease and getting a house key
Personal Finance

Lessons From a First-Time Home Buyer: Should You Break Your Lease to Buy?

by Kyle Burbank
In a perfect world, the transition from renting to buying would be seamless — you'd find a great house to buy, close the deal, and move right into your new place. Alas, it's rarely this easy. That's because many renters are on a lease, which may heavily impact their timing when buying a home and limit their options overall. This was definitely the case for us as we still had...
putting a slice of a pie on a plate
Personal Finance

Fractional Share Investing: Where to Buy and What to Know

by Kyle Burbank
Since my friends and family are well aware that I write about personal finance for a living, every once in a while they'll ask me about some money-related topics. Sometimes they're looking for a credit card or budget app recommendation or perhaps they have a question about banking account interest rates. Well, recently, a friend of mine asked for info on fractional share investing. The more I thought about it,...
In Community We Trust
Personal Finance

P2P Lending Platform SoLo Funds Responds to CFPB Lawsuit

by Kyle Burbank
After being sued by the Consumer Financial Protection Bureau (CFPB), the FinTech SoLo Funds has now issued a response. About the lawsuit and response: Recently, the CFPB announced that it was suing SoLo Funds, accusing the company of misleading customers about the true costs of loans obtained through the platform. This stems from SoLo's model, which allows prospective borrowers to offer a "tip" to lenders as well as provide a...
Robinhood margin fee graph
Personal Finance

Robinhood Introduces Lowered Margin Interest Rates

by Kyle Burbank
The popular investing platform Robinhood has announced new margin rates as it looks to attract advanced traders. About the changes: Robinhood is rolling out new, lowered margin rates. Now, the rates that customers pay will vary by their total margin balance, with these rates ranging from 5.7% to 6.75%. These tiers breakdown like this: Up to $50k: 6.75% $50k to $100k: 6.55% $100k to $1 million: 6.25% $1 million and...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...