Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Survey: 25% of Retirees Still Paying Off Credit Card Debt

    Survey: 25% of Retirees Still Paying Off Credit Card Debt

    A new survey from Nationwide finds that a significant number of retirees are facing financial complications. About the survey: Recently, Nationwide commissioned Harris Poll to survey adult investors — including a cohort of retirees — about their finances. Unfortunately, the results weren’t particularly good news. First, 31% of retirees say that they anticipated being less…

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  • Lessons From a First-Time Home Buyer: A Warning on “Interest-Free” Home Repair Financing

    Lessons From a First-Time Home Buyer: A Warning on “Interest-Free” Home Repair Financing

    The unfortunate fact about being a homeowner is that, at some point, you’re going to have to pay to repair/replace some expensive items in your house. And while you should try to be as prepared for that as possible, in reality, there are times when an unexpected repair may mean needing to request financing. That…

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  • CNBC Names Top 250 FinTech Companies for 2024

    CNBC Names Top 250 FinTech Companies for 2024

    The popular financial network CNBC has released its latest list highlighting the top 250 FinTech companies in the world. About the list: To compile this list, CNBC partnered with Statista. Although the companies were nominated by themselves via an application — which included sharing 2023 revenues, year-on-year sales growth rate, and total employee count —…

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  • The Spotify Car Thing and Super Planned Obsolescence

    The Spotify Car Thing and Super Planned Obsolescence

    Have you noticed that the nature of consumption has been shifting? These days, questions such as “What is a product?” and “What does it mean to own something?” need to be asked as the answers are evolving. In the case of the first question, recent standalone AI offerings have revealed a growing trend of businesses…

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  • Discover Bank Debuts Balance+ Overdraft Feature for Debit Card

    Discover Bank Debuts Balance+ Overdraft Feature for Debit Card

    Discover Bank is rolling out a new feature that could help those customers living paycheck-to-paycheck. About Balance+: This week Discover announced Balance+ for its checking accounts. Using this option, Discover customers can overdraw their checking (via debit card purchase) by up to $200 without incurring fees. However, to qualify for this feature, accountholders must have…

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  • Pinwheel Announces New Partnership with Narmi

    Pinwheel Announces New Partnership with Narmi

    Two FinTechs are teaming up to bring a useful feature to workers. About the partnership: This week, Pinwheel and Narmi announced their newly formed partnership. As a result of this deal, Narmi financial institution customers will have access to Pinwheel Prime and other solutions. One of the key features of Pinwheel Prime is direct deposit…

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  • Are We Witnessing the End of the Neobank?

    Are We Witnessing the End of the Neobank?

    The first time I heard the term “FinTech” was in 2015. In the near-decade since, I’ve become a diligent observer of the industry and a sizable fan overall. Over the years, I’ve witnessed some startups rise to mainstream success while others go out nearly as quickly as they arrived. Similarly, I’ve watched as venture capital…

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  • California Personal Finance Education Bill Signed Into Law

    California Personal Finance Education Bill Signed Into Law

    The state of California will soon be rolling out a financial literacy course as part of its high school curriculum. About the bill: California Governor Gavin Newsom has signed Assembly Bill 2927 — better known as the Personal Finance Education bill — into law. This follows the bill’s passage in the state Senate and Assembly…

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