Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Californians for Financial Education

California Personal Finance Education Bill Signed Into Law

The state of California will soon be rolling out a financial literacy course as part of its high school curriculum. About the bill: California Governor Gavin Newsom has signed Assembly Bill 2927 — better known as the Personal Finance Education bill — into law. This follows the bill's passage in the state Senate and Assembly last week, where it saw unanimous bipartisan support. Currently, less than 1% of California students...
Robinhood and Pluto logos

Robinhood Acquires AI Investment Research Platform Pluto

The popular trading app Robinhood is joining the AI gold rush with its latest acquisition. About Pluto and the acquisition: In a blog post, Robinhood announced plans to purchase the AI-powered investment research tool Pluto Capital. With Pluto, investors can obtain customized strategies based on their goals. As a result of the acquisition, Pluto's founder and CEO Jacob Sansbury will join Robinhood's team. Financial details of the deal were not...
Rainforest founders

Rainforest Announces $20 Million Funding Round

A payment provider built for software platforms has raised a sizeable Series A. About the round: Rainforest has announced that it has raised $20 million in new funding. The over-subscribed Series A was led by Matrix Partners with returning investors Accel, Infinity Ventures, BoxGroup, The Fintech Fund, Tech Square Ventures, and Ardent Venture Partners also participating. To date, Rainforest has now raised a total of $31.75 million in funding, including...
Clair and Check logos

Wage Access FinTech Clair Partners with Payroll Platform Check

The FinTech Clair has revealed the latest expansion of its service via a new partnership. About the partnership: This week, the earned wage advance service Clair announced that it would be partnering with the payroll infrastructure company Check. As a result, the Clair platform will be available for employers using Check to opt into, giving their employees the ability to request funds ahead of their payday. This partnership comes as...
a smart lock on a front door and a carbon monoxide detector

Lessons From a First-Time Home Buyer: 5 Safety and Security Items We've Purchased for Our House

When you're a renter, there's a certain level of safety and security that your landlord is required to provide. So, when you become a homeowner, suddenly you're solely responsible for these important aspects of your life. And, of course, this also likely means spending more money to protect yourself. In our case, since moving in last year, we've made at least a few purchases related to keeping ourselves and our...
July 16-17 Amazon Prime Day shipping box

Amazon Prime Day Returning July 16 and 17

The 10th Amazon Prime Day will be held next month, bringing millions of deals to Prime members. About the upcoming Prime Day: Amazon's popular Prime Day will return on July 16th and 17th. The latest event will be offered in the United States as well as the United Kingdom, France, Japan, and more than a dozen other countries on these dates. However, Prime Day will be celebrated in India later...

"The Unbanking of America" Book Review

In her new book " The Unbanking of America: How the New Middle Class Survives" author Lisa Servon looks at everything from the payday loan industry to FinTech while also discussing the changing economics of the middle class.
Charlie and SpeedBump logos

Charlie Introduces SpeedBump Fraud Protection Feature

A FinTech that helps prevent adults from falling victim to scams and fraud is adding a new feature to further that cause. About SpeedBump: Today, Charlie announced the launch of its SpeedBump feature. This tool combines alerts, pauses, and real-time education to help protect older adults who may be vulnerable to scams and fraud. SpeedBump may be activated when Charlie customers take certain actions, such as adding a payee, making...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...