Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

scenic view of a mountain lake

"Work Optional" by Tanja Hester Book Review

Editor’s note: The following review was first published in 2019, but the conclusion has been updated for 2024. Prior to attending last year's FinCon Expo, I had certainly heard about FIRE (short for "financial independence, retire early) but it wasn't until I arrived at the conference that I realized how large the movement had grown. Of course, with popularity comes backlash, as some so-called "gurus" have questioned the fundamentals of...
Pepper logo

Pepper App Offering 10% Off Lowe's Gift Cards for Father's Day

The cashback app Pepper Rewards has a special deal in place for Father's Day weekend. About the offer: Starting today and running through this weekend, Pepper is offering a 10% instant discount on Lowe's gift cards — in addition to the regular 5% back. As a result, users can purchase a $50 gift card for $45, a $100 gift card for $90, a $500 gift card for $450, etc.. The...
installing a water heater

Lessons From a First-Time Home Buyer: Our First Major Repair as Homeowners

Well, it had to happen sooner or later. This week, my wife and I placed a maintenance call, with the hope that it might be a small fix — but, of course, it turned out to be a worst-case scenario. The culprit causing harm to our wallets this time? Our water heater. The good news is that, through this process, we learned a few things that I think will help...
InScope dashboard screenshot

Financial Reporting FinTech InScore Launches, Raises $4.3 Million

A FinTech that helps companies with their financial reporting and auditing processes has officially launched and raised a new round of funds. About the round and InScope: InScope has announced that it recently raised $4.3 million. The seed round was led by Lightspeed Venture Partners, while a group of individual investors also participated. The San Francisco-based InScope was founded last year and ran a beta earlier this year but is...
Social Media Shopping Survey

Survey: 74% of Shoppers Buy Unnecessary Items on Social Media

A new survey from WalletHub highlights the impact that social media can have on consumers' finances and shopping habits. About the survey: Headlining the survey's findings is the fact that nearly three-quarters (74%) of respondents report that they've made impulse purchases of unnecessary items on social media. Furthermore, 63% say they regret purchases they've made from these platforms. As a result, two-thirds say that social media in general helps to...
Robinhood and Bitstamp logos

Robinhood To Acquire Bitstamp for $200 Million

Robinhood is set to expand its crypto platform with its latest purchase. About the acquisition: Last week, Robinhood announced plans to acquire Bitstamp. The deal is valued at approximately $200 million, but is subject to customary adjustments. The all-cash transaction is expected to close in the first half of next year. According to Robinhood, the acquisition will introduce its first institutional business as Bitstamp is "trusted by its institutional clients...

Get Money by Kristin Wong Book Review

Over the past few years, personal finance has taken on an increasingly important role in my life. While on my own money and writing journey, I've been inspired by a number of other finance bloggers along the way. Nearly from the beginning, one of my favorites in this category was Kristin Wong, whose work I knew from Lifehacker's TwoCents page. Given this affinity, I was excited to learn that Wong...
Fizz logo and app

Fizz Announces $14.4 Million Seed Round

A credit-building debit card FinTech has raised a new early-stage round of funding. About the round: Fizz has revealed that it raised $14.4 million. The seed round was led by Kleiner Perkins, while V Angel, Y-Combinator, New Era Ventures, and others also participated. Previously, Fizz raised a $125,000 pre-seed round in 2021. With the new capital, Fizz plans to build its team and create new product lines. Additionally, it intends...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...