Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Apple Pay Tap to Cash sceenshots
Personal Finance

3 Personal Finance Features Found in Apple's iOS 18

by Kyle Burbank
This week, alongside a new slate of iPhones, Apple introduced its latest mobile operating software update: iOS 18. And while the "Apple Intelligence" features that the company has hyped didn't end up making it into this initial release, the upgrade does include a number of new features. This happens to include a few finance-related features that may be worth checking out. Whether you're on the fence about updating your device...
$30M Series A and Wealth.com logo
Personal Finance

Estate Planning Platform Wealth.com Raises $30 Million

by Kyle Burbank
A FinTech that helps modernize estate planning processes has raised a new round of funds. About the round: This week, Wealth.com announced that it raised $30 million in its latest funding round. The Series A was led by GV (formerly known as Google Ventures) and included participation from Citi Ventures, Outpost Ventures, 53 Stations, and Firebolt Ventures. Previously, the company raised a $16 million seed round in 2022. In a...
globe showing a map of the states in the US
Personal Finance

4 Surprising Cost of Living Statistics From Across the U.S.

by Kyle Burbank
As someone who moved from Los Angeles, California to Springfield, Missouri, I know a thing or two about cost of living expenses and how they differ across various areas of the country. In fact, as you can imagine, it was a big reason why my wife and I chose to move here back in 2015. Since then, cost of living expenses have been an even larger topic in the United...
GM credit cards
Personal Finance

Goldman Sachs Reportedly Selling GM Credit Card to Barclays

by Kyle Burbank
Goldman Sachs is reportedly nearing a deal to offload its General Motors credit card portfolio to a bank they previously beat out for the program. About the reported deal: According to Bloomberg, Goldman Sachs is close to sealing a deal with Barclays to take over their GM credit card business. While the agreement has yet to be finalized, the transaction will apparently cost Barclays the value of the outstanding card...
PayPal Everywhere app and debit card
Personal Finance

PayPal Rolls Out PayPal Everywhere Initiative, Updated Debit Card

by Fioney Staff
PayPal is looking to expand its reach with a new initiative and a more rewarding debit card product. About PayPal Everwhere and debit card: While PayPal is best known as an online payment option, the platform is giving consumers more reason to use it in-store as well. This includes debuting an updated debit card with enhanced cashback rewards. Now, PayPal customers can use their PayPal debit card to earn 5%...
DailyPay Visa Debit Card
Personal Finance

DailyPay Rebrands Debit Card, Plans New Cashback Offer Feature

by Kyle Burbank
The earned wage access platform DailyPay has announced a rebrand for its employee debit card offering. About the updated card and DailyPay: DailyPay has announced that it will be rebranding its Friday by DailyPay Visa Prepaid Card. Now, the service will simply be known as the DailyPay Visa Prepaid Card. With the card, users will still have the ability to transfer a portion of their earned payroll wages to the...
Sedric team photo
Personal Finance

AI-Powered Compliance Platform Sedric Raises $18.5 Million

by Kyle Burbank
A company that leverages AI to help financial institutions manage compliance issues has closed a new round of funding. About the round: Sedric has announced that it raised $18.5 million in its latest round. The Series A was led by Foundation Capital with Amex Ventures also participating. To date, the company has now raised a total of $22 million including a 2021 seed round. With the new funds, Sedric says...
signing a contract next to a model house and a judge's gavel
Personal Finance

Lessons From a First-Time Home Buyer: How New Realtor Rules Could Impact Buyers

by Kyle Burbank
You may have heard that the rules for real estate agents and realtors were changing. If you're like me, you might have even caught a segment about it on your local news... that only managed to make things more confusing. I'm not sure why getting clear answers on these updates has proven so difficult but, in my experience, it has been. Luckily, among the junk, I have found some clarifying...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...