Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Grocery carts

Money at 30: Save Money on Essentials with These Apps and Tools

Over the past couple of weeks, life in America has unquestionably changed. Perhaps the best example of the fear and anxiety that many are feeling comes from grocery stores and warehouse clubs where bare shelves and long lines have been well-documented on the news and social media. Additionally, at a time when many local and state governments are ordering non-essential businesses to close their doors, supermarkets not only remain open...
Credit Sesame

Credit Sesame Announces Sesame Cash Digital Banking Offering

Believe it or not, yet another FinTech is ready to play challenger bank, unveiling plans for a checking account and debit card. Recently the free credit score site Credit Sesame announced its new offering Sesame Cash. While existing Credit Sesame customers can now join the waitlist for the new product, it is expected to roll out to the general public sometime after that. According to the company, Sesame Cash will...
Uncle Sam

Tax Day 2020 is Now Officially July 15th Federally

Following a previous announcement that the Internal Revenue Service (IRS) would push back the 2019 tax payment deadline to July, the agency has not decided to delay the filing cut off as well. As a result, for 2020, Tax Day will not be on April 15th but July 15th instead. Like with the payment deadline delay, taxpayers will not need to request this extension or file extra forms as this...
DailyPay dashboard

FinTech DailyPay Waiving Fees for Employees to Access Earned Income

With life in the United States currently going through numerous changes and challenges, many workers are having to adjust to new realities as well. While those in some industries may be able to operate from home at this time, others are finding themselves laid off or waiting to hear what will become of their jobs. As for those who are still working, having access to their funds right away has...
tax returns

IRS Extends 2019 Tax Payment Deadline to July

As the COVID-19 outbreak worsens, the virus is also wreaking economic havoc as many businesses are forced to close. In response the White House has been floating a number of emergency measures, including bailouts for certain industries and cash payments for the majority of Americans. Additionally this week the Internal Revenue Service announced that it would be extending the payment deadline for 2019 tax returns. While taxes are famously due...
Experian Boost logo

Experian Boost Bestowed with Consumer Lending Innovation Award from FinTech Breakthrough

Recently the market intelligence organization FinTech Breakthrough celebrated a long list of companies and their accomplishments, announcing the recipients of their 2020 FinTech Breakthrough Awards. While these awards honored firms in a variety of categories, one of the most interesting awards was in the field of Consumer Lending Innovation, with the award going to Experian for their Experian Boost credit score product. Introduced in nearly one year ago, Experian Boost...
a man holding his head in his hands

Money at 30: When a "Rainy Day" Arrives — Rebounding from a Financial Setback

You've surely heard the term "saving for a rainy day" and how it's been applied to the concept of having an emergency fund. So, what happens that that rainy day comes? That's what I'm experiencing this week. Long story short, my wife had to undergo surgery on her wrist last week — something we definitely weren't anticipating. While everything went well medically, the procedure was, shall we say, a bit...
Apple Cards

Apple Card to Allow Some Users to Skip March Payments Amid COVID-19 Pandemic

It has been a historic week in the United States as the country attempts to curb the spread of the novel coronavirus known as COVID-19. Beyond the health risks that this virus presents, the pandemic has also had an impact on the U.S. economy as several businesses are being forced to closed or have events canceled. In a bid to help those financially struggling due to the outbreak, Apple has...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...