Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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T-Mobile Announces Paramount+ Perk for Post-Paid Customers

Over the past several years, the entertainment landscape has shifted tremendously with the advent of streaming services. While this trend initially enabled consumers to save money via so-called "cord-cutting," the sheer number of platforms that have popped up has begun to bloat some customers' entertainment budgets. To help ease some of that burden, wireless carrier T-Mobile announced that customers will soon be able to enjoy Paramount+ for free thanks to...
Rivian truck

EV Automaker Rivian to Offer IPO Shares on SoFi Invest

In recent years, the true power of retail investors — especially those using FinTech apps such as Robinhood and others — has been on full display. Thus, earlier this year, some of these platforms began offering customers the ability to purchase initial public offerings shares at their list price before they hit the market. Now, the much-hyped electric vehicle manufacturer Rivian has revealed that it will be inviting SoFi users...
Able app screenshots

Freelancer Financial Tool Able Raises $3.2 Million

A FinTech platform that looks to help self-employed creators and freelancers with their money has raised some of its own. This week, Able announced that it had closed a $3.2 million investment. The seed round was led by Elefund while Moonshots Capital, Next Coast Ventures, Signal Peak Ventures, and LocalGlobe also participated. With the funding, Able plans to expand its reach after launching its app earlier this year. Able is...
Survey: Majority of Gen Zers Report Making Positive Money Steps

Survey: Majority of Gen Zers Report Making Positive Money Steps

For years, many Americans along with members of the media have often mistakenly referred to freshly-graduated and college students as "Millennials" when, in fact, it's now Gen Z that is entering adulthood. As they do so, Gen Zers are learning a lot about money — especially during the past 18 months or so. However, as a recent Bank of America survey of 18 to 24-year-olds shows, a majority of these...
discount airline plane

Money at 30: Are Discount Airlines Worth It? 3 Big Things to Consider

At the time that I'm writing this, I've just returned from a week in Las Vegas. This latest trip also meant another flight on the discount airline Allegiant, which I've now flown several times and have reviewed in depth. But, while I've gotten used to some of the quirks that come with flying a discount carrier, it occurs to me that many others may have questions about them — especially...
Stripe + Klarna

Klarna Announces Strategic Partnership with Stripe

In recent months, news related to "buy now, pay later" (BNPL) platforms has been coming fast and furious. Now, one popular service is expanding its reach thanks to a massive FinTech firm. Today, Klarna announced a strategic partnership with the payment platform Stripe. As a result of the partnership, retailers that employ Stripe can now add Klarna as one of the preferred payment methods without any additional application or onboarding...
Bakkt and Mastercard logos

Mastercard and Bakkt Extend Crypto Partnership

Last week, Bitcoin hit a new record high as interest in digital currencies continues to climb. While the asset's price has dipped modestly since, that hasn't dampened the outlook that various FinTechs, financial institutions, and others have for cryptocurrency. The latest example comes from Mastercard, which has just announced an expanded partnership with Bakkt. The partnership will allow Mastercard to offer Crypto-as-a-Service. In turn, this will enable Mastercard partners to provide...

Digital Gift Ideas: Picks to Consider in 2021

It's not even Halloween yet and there's already panic about the winter holiday season. That's because several U.S. businesses are currently eduring a variety of supply chain issues while bracing for more. Although steps are now being taken to hopefully avoid the worst of this, consumer might want to start considering alternatives as the shopping season gets underway. In particular, it may be worth looking at gift ideas that aren't...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...