Credit Card Reviews

Get real world reviews of the most popular credit cards and find the card or cards that work best for your use cases.

  • 2025 Discover It Card Review: Still Feeling “It” After All These Years

    2025 Discover It Card Review: Still Feeling “It” After All These Years

    Many years ago now, following what I called my financial awakening, I found that I was suddenly in the market for a new rewards credit card. This led me to start researching various cards before ultimately landing on my final choice: the Discover It card. Before we get into my hands-on review, let me explain…

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  • Mesa Homeowners Card Review: Is Earning Rewards on Your Mortgage Worth It?

    Mesa Homeowners Card Review: Is Earning Rewards on Your Mortgage Worth It?

    Updated December 12, 2025 UPDATE: On December 12th, 2025, the Mesa Homeowners Card abruptly shut down. Below is my previous review of the card from March 2025. A few years ago, when I first discovered the Bilt Mastercard, I was fascinated by the idea that I could earn points for paying my rent. Since then,…

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  • Bilt vs. Mesa: How the Two Housing Credit Cards Compare

    Bilt vs. Mesa: How the Two Housing Credit Cards Compare

    Whether they rent or own, housing payments are easily one of the largest monthly expenses that many Americans face. Yet, even as rewards credit cards have grown in popularity, this spending category has been completely excluded — at least until recently. A few years ago, the Bilt Mastercard was introduced, allowing renters to earn rewards points…

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  • Amex Gold vs Capital One Savor vs. Amex Green — Which is Best for Diners?

    Amex Gold vs Capital One Savor vs. Amex Green — Which is Best for Diners?

    It’s time for a rewards credit card showdown — or should I say chow down? A while back, a friend of mine was asking me about various dining card options and specifically wanted to know my thoughts on the American Express® Gold Card versus the Capital One Savor [formerly the SavorOne]. Incidentally, I happen to…

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  • Why I Downgraded From the Amex Gold Card to Amex Green Card

    Why I Downgraded From the Amex Gold Card to Amex Green Card

    This week, I did something I’d never actually done before: I canceled a credit card. Well, technically, I did a product change — but that’s close enough. That’s right, I made good on my threat to ditch the Amex Gold Card after the recent update and, instead, will now be an Amex Green Card customer for…

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  • Capital One Savor Rewards [SavorOne Rewards] Credit Card Review

    Capital One Savor Rewards [SavorOne Rewards] Credit Card Review

    When I looked through my wallet and the credit cards I use most often, I realized a couple of years ago that I had neglected to formally review one of my favorites: the Capital One Savor Rewards card. Sure, I’ve mentioned it in plenty of previous posts (including my annual “personal credit card strategy” articles),…

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  • American Express Gold Card Review

    American Express Gold Card Review

    In September of 2019, I leaped into the world of premium rewards cards when I applied for the American Express Platinum card. During the following months, I continually looked at the American Express Gold card as a potential companion to my newly-acquired card, but eventually disabused myself of that idea because I wasn’t sure that…

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  • Is the Bilt Mastercard Worth It for Non-Renters? The Pros and Cons

    Is the Bilt Mastercard Worth It for Non-Renters? The Pros and Cons

    When I first heard about the Bilt Mastercard, I was both intrigued and excited. That’s because the card’s signature feature is the ability to pay rent with the card and earn 1 point per dollar (while also avoiding any fees). Seeing as we lived in an apartment at the time, I decided to apply for…

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