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Fioney Staff

Fioney aims to help guide you to make the best decisions when it comes to the ever changing worlds of personal and small business finance.
collage of small business owners

One-Third of Small Business Owners Report Losing Motivation

Starting a new business can be extremely exciting as the fruits of your labor and vision are realized. Unfortunately, as time goes on and as that shine wears off, some entrepreneurs may find themselves feeling less motivated to manage their businesses. If that’s the way you’re feeling, it may be nice to know that you’re certainly not alone. According to a recent study by Vistaprint (as shared by Small Business...
XRP logo on a world map

Coinbase Pro Adds XRP to Exchange

At long last one of the top cryptocurrency exchanges has added support for one of the most popular digital assets. This week Coinbase announced that it was bringing Ripple (XRP) to Coinbase Pro, joining other coins such as Bitcoin, Etherum, Litecoin, and others. Since the announcement, XRP has seen prices increase by more than 3% and is currently trading at around $0.32 per coin. In a blog post Coinbase announced...
map of China

President Trump Delays Increase to China Tariffs Due to "Substantial Progress"

Since first hitting the campaign trail in 2016, one of the topics that now President Donald Trump has hit one more than nearly any other (save “The Wall”) has been China. Thus, once ascending to the highest office in the land, the president has taken aim at the People’s Republic of China, resulting in a trade war that escalated throughout the past year. However, as an agreed upon “ceasefire” nears...
collage of dolar bills

Survey Asks What Average American Considers "Life-Changing" Money

Have you ever stopped to ponder how much money it would take to significantly change your life? This could mean the amount of cash it would take to get out of debt, have an emergency fund, or perhaps make a down payment on a home. Although for most people winning the lottery isn’t required for such a transformation to occur, the sum that the average adult quoted as their “magic...
Apple logo

Apple, Goldman Sachs Reportedly Planning Credit Card with iPhone Features

Depending on who you ask, rewards credit cards are either a hackable finance tool or an all too tempting trap. Nevertheless several companies have taken a shot at entering the crowded market to varying levels of success. Now comes word that two major companies could be coming out with a new card that offers a FinTech twist. According to a report in the Wall Street Journal, Apple and Goldman Sachs...
SoFi logo

SoFi Introduces SoFi Invest for Active and Automated Trading

When it comes to FinTech firms, expansion is the name of the game. Often times this means diversifying your offerings in a logical way in order to gain customers and bring them into your ecosystem. That’s exactly what SoFi is aiming to do, launching new brokerage account options for either active or automated investing. According to Barron’s, SoFi has introduced SoFi Invest, allowing users to buy and sell stocks and...
Kansas City skyline

GOBankingRates Ranks Top U.S. Cities Where Entrepreneurs Thrive

When most people hear the term “startup” it’s common for areas like Silicon Valley to come to mind. That’s why some may be surprised to learn that, when it comes to starting a small business, the U.S. map is filled with cities where entrepreneurs are thriving. Now GOBankingRates (GBR) has released a study ranking the top 20 best cities for new small businesses, including several that aren’t in Northern California....
Many Americans showing signs of financial trouble chart

Bankrate Study Finds Credit Card Debt Rising, Emergency Funds Falling

We’ve often heard frightening statistics about how few adults could cover an unexpected expense of only a few hundred dollars. Additionally the amount of credit card debt Americans hold has topped $1 trillion in recent years. Now a new survey by Bankrate has some more bad news: the percentage of those whose debt outweigh their savings is on the rise. In a survey conducted earlier this year, Bankrate found that...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...