Fioney Staff
Fioney aims to help guide you to make the best decisions when it comes to the ever changing worlds of personal and small business finance.
Credit Score Tips
How You Can Get Your Free Annual Credit Report and Monitor Your Credit
by Fioney Staff
There was once a time when getting your credit report likely meant visiting a “free” site… and enrolling in a some paid program before you’d actually get to see your report. Thankfully those days are gone and you can now obtain a copy of your official credit reports directly from all three major credit bureaus on an annual basis by visiting the aptly-named AnnualCreditReport.com. Best of all, it seriously won’t...
Personal Finance
One-Third of Millennials Didn’t Understand Student Loans Before Borrowing
by Fioney Staff
As we work our way into the 2020 election cycle, student debt is once again a major topic on the campaign trail. While different candidates offer their own solutions for what should be done to ease the burden on students and ideas such as free college are even thrown around, one less discussed aspect of the crisis is how to educate young adults about borrowing and other personal finance topics....
Money Management Tips
Owe Money to the IRS? Options for Repayment and Tax Debt Relief
by Fioney Staff
With April 15th now just around the corner, many Americans are either starting to file their returns or dreading the experience. Beyond the confusion and stress that can often accompany tax time, another reason for the despair is the possibility that you may end up owing the IRS money that you don’t have. Unfortunately this scenario is becoming more common and taking taxpayers by surprise. Although some Americans will actually...
FinTech News
Paxos Discusses Plans for Precious Metal and Stock-Backed Cryptocurrencies
by Fioney Staff
When it comes to the general public, easily the biggest concern about cryptocurrencies is the perception that they amount to “fake money.” In response there have been those that have touted so-called stablecoins that are pegged to fiat currencies. Now, as Fortune reports, Paxos is looking to roll out a token backed by commodities, such as gold, as well as others tied to publicly traded stocks. Paxos actually already has...
FinTech News
FinTech Affirm Brings Financing to Walmart Shoppers
by Fioney Staff
Over the past decade or so FinTech firms have strived to make financing more transparent, efficient, and affordable. In turn they’ve also helped give customers who may not qualify for traditional financing more options to choose from. One of the companies at the forefront of this movement is Affirm — and the company just landed a major new client. Affirm recently announced that it was partnering with Walmart to bring...
Money Management Tips
2019 Tax Preparation: What to Consider From Deductions to Online Filing Services
by Fioney Staff
When it comes to preparing and filing your taxes, there are now several online resources you can turn to. Given this abundance of options, it's worth taking a look at several different services and what separates them from the rest of the pack.
Small Business News
Survey Shows Small Business Owners May Be Naive About Fraud Risks
by Fioney Staff
Technological advances have long been a boon to entrepreneurs, allowing them to run their businesses more effectively than ever before. At the same time these technologies can also be exploited by fraudsters to harm costumers and businesses alike. What’s more it seems that many entrepreneurs do not believe they are susceptible to such scams because of their business’s small size. According to a new survey from Emailage (reported on by...