Credit Card Guides
Guide to the Best Rewards Credit Cards for Gasoline
Updated on March 26, 2026
Whether it’s for summer road trips or daily commutes, it seems that American consumers are always looking for a way to save on gas. In turn, some may be seeking credit cards that can help them earn rewards as they fill their tanks. Luckily, there are several options that can help them do just that. From cashback cards to travel rewards, there are many gas rewards cards to choose from — including both annual fee and non-annual fee options.
With that in mind, let’s take a look at some of the best credit cards for earning at the pump:
US Bank Altitude Connect
US Bank Altitude Connect
- Gas rewards: 4x points on gas purchases (up to $1,000 each quarter)
- Current welcome bonus: 20,000 points after spending $1,000 in purchases on the card in the first 90 days
- Annual fee: None
We start our list off with a card that’s seen some changes lately: the US Bank Altitude Connect. Headlining this card’s rewards, it earns 4 points per dollar spent at gas stations (plus EV charging stations) as well as 4x points on travel purchases. However, the gas stations/EV charging category now has a cap of $1,000 in spending per quarter.
Meanwhile, the Altitude Connect card also earns 2x points at grocery stores, 2x points on dining, 2x points on select streaming service purchases, and 1x points on all other purchases, among other perks.
It should be noted that the Altitude Connect card previously had an annual fee (although it was waived for the first year). However, this has since been dropped. Alas, with that change, the welcome bonus isn’t as lucrative as it once was, but it still offers new cardholders 20,000 bonus points after spending just $1,000 in your first 90 days.
Citi Strata Premier Card
Citi Strata Premier Card
- Gas rewards: 3x points at gas stations
- Current welcome bonus: 60,000 ThankYou points after spending $4,000 in purchases on the card in the first three months
- Annual fee: $95
Another card that features gas among its multiplier categories is the Citi Strata Premier Card. Not only does this card earn 3x ThankYou points at gas stations, but it also earns 3x at restaurants, at supermarkets, on hotel purchases, and on air travel purchases. Plus, it earns 10x points on Hotels, Car Rentals, and Attractions booked on Citi Travel as well as 1x points on all other purchases.
The Strata Premier also offers an annual hotel savings benefit, allowing cardholders to save $100 on hotel stays of $500 or more via Citi Travel once per year. This $100 perk can help offset the card’s $95 annual fee, which is not waived for the first year.
Meanwhile, the Citi Strata Premier card is also offering a lucrative welcome bonus. At this time, new cardholders can earn 60,000 bonus ThankYou points after they spend $4,000 in purchases on the card in their first three months. This amounts to $600 in gift cards when points are redeemed through the ThankYou.com portal. In all, this makes the Citi Strat Premier a strong option for those looking to earn on their gas purchases and on their future travels.
Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express
- Gas rewards: 3% cashback at U.S. gas stations
- Current welcome bonus: $250 statement credit after spending $3,000 in purchases within the first 6 months
- Annual fee: $0 introductory annual fee for one year, then $95
Next up is the Blue Cash Preferred Card from American Express. This card can help at the pump by offering 3% back on purchases at U.S. gas stations. However, the big selling point of the Blue Cash Preferred has to be the 6% cashback it earns at U.S. supermarkets (up to $6,000 in annual category spending) as well as the 6% back it offers on select U.S. streaming service subscriptions. Elsewhere, the card also earns 3% back on transit purchases such as taxis, rideshares, parking, tolls, trains, buses, and more.
When it comes to welcome bonuses, the Blue Cash Preferred’s is pretty fair. Currently, new cardholders can earn a $250 statement credit after spending $3,000 in purchases on their new card within the first 6 months. Finally, while the card does have a $95 annual fee, this is currently waived for the first year.
Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards
- Gas rewards: 3% back (when gas is selected as rewards category and limited to $2,500 in combined category spend per quarter)
- Current welcome bonus: $200 in rewards after spending $1,000 in purchases in the first three months + earn 6% back in your selected category for your first year (up to $2,500 in category spending per quarter)
- Annual fee: $0
One interesting option for earning on gas purchases is the Bank of America Customized Cash Rewards card. That’s because the card allows customers to choose what they want to earn 3% back on, with available choices including online shopping, drug stores, home improvement & furnishings, dining, travel, or (of course) gas. Regardless of what you choose, you’ll also earn 2% back at grocery stores and wholesale clubs.
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Best Rewards CardsHowever, these rewards multipliers only apply to the first $2,500 in combined spending across your selected category, grocery stores, and wholesale club purchases per quarter. Purchases over this limit will earn 1% cash back — as will any non-category purchases you make with the card.
Currently, the Bank of America Customized Cash Rewards cardholders can also earn $200 in rewards when they spend $1,000 in their first three months. Even better, the card is running a special offer where new cardholders can earn double the rewards in their selected category for their first year. This means you could earn up to 6% back on gas for your first year as a cardholder (up to $2,500 in spending per quarter), which is pretty darn impressive.
Venmo Credit Card
Venmo Credit Card
- Gas rewards: 3% back on gas (if it’s your top spending category in the month)
- Current welcome bonus: No official welcome bonus
- Annual fee: $0
Another card option in a similar vein to the Customized Cash Rewards card is the Venmo Credit Card. With this card, customers can automatically earn 3% back on purchases in their top eligible spending category each month. As you may have guessed, Gas is one of the eligible options. Meanwhile, cardholders also earn 2% back in their second most-used eligible spending category and 1% back on everything else. By the way, the other eligible categories include:
- Dining & Nightlife (restaurants, take-out, delivery, bars, and more)
- Travel (airlines, hotels, motels, resorts, and more)
- Bills & Utilities (Telecommunications, Internet service providers, TV service, streaming services, electric or gas power, and more)
- Health & Beauty (drug stores, pharmacies, cosmetic stores, sports and recreation facilities, and more)
- Grocery (supermarkets, convenience stores, bakeries, delicatessens, wholesale clubs, and more)
- Transportation (rental cars, taxis, rideshare, bus lines, passenger railways, tolls, parking meters, parking garage fees, and more)
- Entertainment (movie theaters, concerts, video rentals, bookstores, amusement parks, music stores, toy and hobby stores, and more)
One downside of this card is that there’s not an official welcome bonus. However, if you’re a Venmo user, you may be offered a special deal. For example, I currently see a $100 offer — meaning I could earn $100 just for opening the card (and getting approved). So, unless you’re really in a hurry to get this card. You may want to hold out to see if you can get an offer first.
Apple Card
Apple Card
- Gas rewards: 3% Daily Cash at Exxon Mobil
- Current welcome bonus: No official welcome bonus
- Annual fee: $0
With the Apple Card, you can get up to 3% back on gas purchases… if those purchases are made at Exxon Mobil stations. However, if those stations aren’t your go-tos, you can still earn 2% Daily Cash on any purchase you make using the card via Apple Pay. Since many gas pumps now accept Apple Pay and other contactless payments, this could still be a decent option.
PayPal Debit Card
PayPal Debit Card
- Gas rewards: 5% back (up to $1,000 in spending) when you select Gas as your monthly category
- Current welcome bonus: None
- Annual fee: $0
Now we come to what’s not a credit card but a debit card. Not long ago, PayPal relaunched its debit card with a unique feature. Now, each month, cardholders can choose one spending category to earn 5% back in. And while these categories have changed a bit over time, Gas has been one eligible option so far.
The main drawback here is that the 5% back is capped at $1,000 in spending per month. Then again, that’s plenty of gasoline. Another minor downside is that you’ll need to re-select your pick each month. Otherwise, you won’t be eligible to earn the 5% back.
There is a slight risk with this one as there’s no guarantee that Gas will remain a monthly category option going forward. However, with no annual fee and no impact to your credit, this debit card could be an off-the-beaten-path option for gas savings.
Pay with GasBuddy+
Pay with GasBuddy+
- Gas rewards: Save up to 33¢ a gallon
- Current welcome bonus: None
- Annual fee: $0
Finally, we have what is not a credit, not a debit, but (technically) a charge card! With the Pay with GasBuddy+ Card, you can save up to 33¢ per gallon. However, those savings are based on a combination of the card’s perks and Deal Alert savings, which can vary greatly. In my experience, savings between 10¢ and 20¢ per gallon are more likely.
As I mentioned, Pay with GasBuddy+ is not a debit card, but it does function similarly. Basically, you’ll use the card at the pump and it will deduct the discounted total from your linked checking account.
While the Pay with GasBuddy+ Card is free, there’s also a premium version with bigger savings and other perks. For more info on that, though, you can check out my full review.
With gasoline being an essential expense for many Americans, it’s no wonder that the category is one that many credit card issuers offer elevated rewards on. As a result, consumers have their pick of several great options.
However, the choice will likely come down to the other perks, benefits, and rewards each card offers — from other multiplier categories to current welcome offers and beyond. Therefore, if you’re considering one or several of these cards, be sure that your final choice fits your current and future spending plans and helps you maximize your rewards earnings.
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